Lords Creek

What Lords Creek's governing documents say

Lords Creek is a single-family home subdivision in Wilmington, NC, governed by a homeowners' association (HOA). These protective covenants apply to all lot owners, residents, and guests, and cover architectural control, use restrictions, and mandatory assessments.

• What you own & maintain: You own your lot and the single-family home on it. You must maintain your lot (mow grass, clear debris, keep it neat) and any improvements. The HOA maintains common areas, conservation/buffer areas, and landscaped areas within road rights-of-way.
• Architectural review: Any exterior change—including buildings, fences, landscaping, paint color, or even a mailbox—requires prior written approval from the Declarant or an architectural committee. Plans must be submitted; if not approved or disapproved within 30 days, approval is deemed given. Disapproval can be based on aesthetic grounds.
• Use restrictions: Lots are for single-family residential use only. No commercial activity, no mobile homes or temporary structures (except during construction). One detached single-family home per lot, minimum 1,000 sq ft heated floor area, max 2.5 stories. No subdivision of lots except to enlarge an adjoining lot.
• Parking & vehicles: No street parking. No trucks over 3/4 ton, boats, trailers, or RVs may be parked overnight on a lot unless stored in an enclosed garage and not visible. No junk vehicles or vehicles without a current inspection sticker. No customized vehicles deemed unsightly by the HOA or Declarant.
• Pets & animals: Dogs, cats, and other household pets are allowed but not for commercial purposes. They must be leashed and escorted, not a nuisance. Owners must promptly remove pet waste from common areas and other lots. No livestock or poultry.
• Assessments & fees: All lot owners must pay general assessments for common expenses, plus possible special assessments for capital improvements (approved by 2/3 vote) or individual assessments for violations. A one-time working capital fee of $80 is due at purchase. Assessments are a lien on the lot; nonpayment can lead to suspension of common area use and foreclosure.
• Leasing & rentals: Leases are allowed, but tenants must comply with all covenants. Owners may delegate their common area use rights to tenants who reside on the property. No specific minimum lease term is stated.
• What this document doesn't cover: This document does not specify HOA dues amounts, pet limits, or age restrictions. It also does not detail amenities (e.g., pool, clubhouse) beyond stating that common areas are for owner use.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.