Ocean Forest Lakes
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
association language present (entity×131, governance×6)
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What Ocean Forest Lakes's governing documents say
Ocean Forest Lakes is a single-family home subdivision in Wilmington, NC, governed by a homeowners association (HOA). This document is the Declaration of Covenants, Conditions and Restrictions for Section 3 of the community, binding all lot owners. It covers architectural controls, use restrictions, and mandatory HOA membership with assessments for common area maintenance.
- What you own & maintain: You own your lot and the house on it. The HOA maintains common areas, private roads, and easements. You must maintain your lot and building, and keep it free of weeds, debris, and unsightly conditions.
- Architectural review: All exterior changes (structures, fences, paint, etc.) require prior written approval from the Declarant or Architectural Control Committee. Plans are deemed approved if no response within 30 days. Minimum house size: 1,248 sq ft enclosed (excluding garage, porches). Exterior must be completed within 12 months.
- Use restrictions: Lots are for single-family residential use only. No business, noxious activity, or nuisance allowed. No temporary structures, trailers, or tents as residences. No subdivision of lots without approval.
- Pets: No more than 4 household pets per lot. Pets must be restrained or confined; owners must clean up pet waste. No livestock or poultry.
- Parking & vehicles: Off-street parking for at least 2 cars required. No parking on lawns, streets, or common areas. No inoperable or unregistered vehicles. No tractor-trailers. No vehicle repairs in driveways. Maximum 3 vehicles per residence without written approval.
- Fences & storage: Fences require approval; max height 6 ft, must be wood (no prefab panels), and not extend past front setback. Storage buildings must match house materials and be out of street view. No metal storage buildings.
- Signs & window treatments: No signs except one 'For Sale' sign (max 4 sq ft) or developer signs. White window treatments required in all windows within 10 days of occupancy.
- Assessments & fees: Annual assessments start after lot sale; max annual increase 10% without membership vote. Special assessments for capital improvements require 2/3 vote. Working capital assessment equal to 3 months' estimated common assessment due at closing. Delinquent assessments become a lien.
Key facts from Ocean Forest Lakes's documents
- Community type
- Homeowners Association (HOA) – Section 3 of Ocean Forest Lakes (Article I Section 1)
- Units / lots
- Defined by plat; specific number not stated in document (Article I Section 5 (reference to plat M)
- Assessments & dues
- By Board of Directors; maximum increase of 10% per year without member vote; above 10% requires 2/3 vote of each class of members (Article VII Section 3b, 3c)
- Special assessments
- Allowed for capital improvements with majority vote of affected members voting in person or by proxy at a meeting called for that purpose (Article VII Section 4)
- Collections & liens
- All assessments, interest, costs, attorney's fees become a continuing lien on the lot; Association may bring action at law or foreclose lien (Article VII Section 1, 11)
- Pets
- Dogs, cats, or other household pets for companionship only (Article X Section 13)
- Parking & vehicles
- Prohibited (Article X Section 16)
- Fences
- Only side and rear of lot; must be treated wood (shadow-box or solid picket); max 6 ft; posts pressure treated, set in concrete 2 ft; no prefab panels; detailed construction specs (Article IX Section 5B)
- Architectural approval
- Yes, for any dwelling, wall, fence, storage building, outbuilding, structure, exterior addition, change, or alteration (including color) (Article IX Section 1)
- Home business
- Prohibited (residential use only; no business conducted on lots) (Article X Section 1)
- Signs & flags
- Developer may place directional signs for 5 years; no other 'For Sale' or other signs allowed without written permission of Developer or Association (after turnover). Exception for developer. (Article X Section 5)
- Setbacks / home size
- No specific setbacks established; must conform to applicable county zoning and subdivision ordinances; site location subject to absolute approval by Declarant or Architectural Control Committee (Article IX Section 2B)
- Use restrictions
- Yes; all lots used for residential purposes only, except Declarant may use for sales/rentals until all lots sold (Article X Section 1)
- Voting & meetings
- Class A (lot owners except Declarant): 1 vote per lot. Class B (Declarant): 3 votes per lot owned until earlier of 75% lots sold or Dec 31, 2010. (Article V Section 2)
Community details for Ocean Forest Lakes
- Assessments & dues
- $475/year (estimated from 5 real-estate listings) (source)
Related associations
Overlaps: Lake Breezes · Ocean Forest Ridge · Ocean Trail Subdivision
Nearby (within 500 m): Lords Creek · Bella Port · River Island · Lamb's Bluff · Lookout Pointe at River Oaks · Sago Bay · Heritage Woods · Crown Ridge
About this HOA
Ocean Forest Lakes is a homeowners association in Wilmington, NC.
HOAproxy has 5 documents on file for Ocean Forest Lakes: 3 CC&Rs and 2 amendments. Last updated 2026-08-22.
Governing documents
- Declaration of Covenants · Bk 1277/Pg 1049 (18 pages) — PDF
- Declaration of Covenants · Bk 1287/Pg 0148 (18 pages) — PDF
- Declaration of Covenants (2004) · Bk 4528/Pg 342 (24 pages) — PDF
- 00 (4 pages) — PDF
- 00 (4 pages) — PDF