River Island

Wilmington, NC
TypeDeed-Restricted
ProfileHOA
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What River Island's governing documents say

River Island is a single-family home subdivision in Wilmington, NC, governed by a Declaration of Restrictions that runs with the land. This document sets detailed rules for homeowners, covering minimum house sizes, architectural style, landscaping, pet limits, and an owners association with assessment powers.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from River Island's documents

Reflects the 1995 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Residential Subdivision with Homeowners Association (Section 24 – Owners Association)
Assessments & dues
Board establishes annual assessments; may increase up to 10% per year without membership vote; increases above 10% require two-thirds vote of members (Section 25(c))
Special assessments
Allowed for capital improvements with two-thirds vote of members (Section 25(d))
Collections & liens
Association may record lien and foreclose for unpaid assessments; lien subordinated to first mortgage; foreclosure purchaser not liable for prior delinquencies (Section 25(h))
Pets
Dogs, cats, or other household pets for companionship only; no animals raised or kept for commercial purposes or food (Section 15(b))
Parking & vehicles
Prohibited (Section 17: "common areas or the street )
Fences
Developer approval required; historical style encouraged; submit perimeter plan with materials and design (Section 9)
Architectural approval
Developer must approve all building plans (including elevations, siding, windows, doors, roofing, colors, floor plans), landscaping plans, fence plans, and antenna/satellite dishes (Sections 16(a), (b); 9; 14)
Home business
Prohibited (Section 7)
Signs & flags
No advertising signs except one per lot not exceeding 5 sq ft for sale; no 'For Sale' signs on unimproved lots; signs for subdivision identification, builder, and lender allowed (Section 12)
Setbacks / home size
No specific setback lines established; Developer reserves absolute right to approve site and location of any structure (Section 6)
Use restrictions
All lots for single-family residential use only; no business, manufacturing, commercial, or professional purposes allowed (Sections 1 and 7)
Voting & meetings
Two-thirds vote of members for special assessments and for annual assessment increases exceeding 10% (Section 25(c), (d))
Amendments
Developer may amend without owner consent until December 31, 2005; thereafter, owners of a majority of lots may amend by recorded instrument; covenants automatically extend every 10 years unless changed by majority (Sections 29, 28)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

Community details for River Island

Assessments & dues
$4,000/year (estimated from 3 real-estate listings) (source)

Gathered from the association's website and public web sources (linked); may be out of date — verify before relying on it.

Related associations

Nearby (within 500 m): Lake Breezes · Ocean Forest Lakes · Bella Port · Lookout Pointe at River Oaks · Ocean Forest Ridge

About this HOA

River Island is a homeowners association in Wilmington, NC.

HOAproxy has 2 documents on file for River Island: 1 CC&R and 1 recorded document. Last updated 2026-07-13.

Governing documents

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