Lumina Club Townhouses
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Lumina Club Townhouses's governing documents say
Lumina Club Townhouses is a townhome community in Wrightsville Beach, NC, governed by a Declaration of Covenants, Conditions, and Restrictions (CC&Rs) and Bylaws. These rules bind all owners, residents, and guests, and cover use restrictions, maintenance responsibilities, and association governance.
- Use restrictions: Each townhouse must be used as a residence by a single family (plus servants and guests). No unit may be subdivided, and no single rooms may be rented. No business, trade, or profession may be conducted on the property.
- Pets: No birds or animals are allowed without written permission from the Board of Managers. Dogs are never permitted in public portions unless carried or on a leash.
- Parking & vehicles: No boats, trailers, bicycles, scooters, baby carriages, or similar vehicles may be left in common areas. Vehicles must not impede access to another owner's unit, and owners must obey posted parking and traffic regulations.
- Architectural review: Exterior decorations, painting, awnings, window guards, ventilators, fans, air conditioning devices, and landscaping outside deck areas require prior written consent from the Board of Managers.
- Leasing & rentals: No single rooms may be rented. The document does not specify a minimum lease term or other rental restrictions beyond the prohibition on room rentals.
- Common charges & assessments: The Board of Managers determines common charges based on each owner's common interest percentage. Charges cover operating expenses, insurance, reserves, and may include costs to purchase or lease units on behalf of all owners.
- Insurance: The association must maintain fire, wind, water damage, and liability insurance. Each unit owner must carry flood insurance of at least $100,000 per unit until the first annual meeting after 85% of units are sold.
- What this document doesn't cover: The document does not specify age restrictions, income limits, or rental caps. It also does not detail specific fees or deposit amounts.
Key facts from Lumina Club Townhouses's documents
- Community type
- Condominium ("Condominum Plat Book" and "Common Eleme)
- Developer / declarant
- C & C ASSOCIATES
- Assessments & dues
- Board of Managers shall prepare budget, determine common charges, allocate according to common interests (Article V, Section 1, Bylaws (Page 14))
- Special assessments
- Common expenses may include deficit from prior year and cost in excess of insurance proceeds for repair, assessed as common charges (Article V, Sections 1 and 3, Bylaws (Pag)
- Reserves & fees
- Common expenses may include amounts for general operating reserve and reserve fund for replacements (Article V, Section 1, Bylaws (Page 14))
- Pets
- No bird or animal unless expressly permitted in writing by Board of Managers; if allowed, dogs must be on leash or carried in public portions (Rule 10, Exhibit A (Page 4))
- Parking & vehicles
- No boats, trailers, bicycles, scooters, baby carriages, or similar vehicles or toys allowed to stand in any common areas (Rule 4, Exhibit A (Page 4))
- Architectural approval
- Prior Board consent required for: exterior decoration (Rule 2), shades/awnings/window guards/ventilators/fans/air conditioning (Rule 7), exterior painting (Rule 21), planting outside deck area (Rule 23), alterations to common elements (Rule (Rules 2,7,12,21,23, Exhibit A (Pages 4-6)
- Home business
- No industry, business, trade, occupation, or profession of any kind shall be conducted on any part of the Property (Rule 11, Exhibit A (Page 4))
- Signs & flags
- No 'For Sale', 'For Rent', or 'For Lease' signs or window displays except Sponsor or mortgagee may place signs, max size 1'x2' (Rule 11, Exhibit A (Pages 4-5))
- Maintenance
- Owner responsible for keeping Townhouse in good preservation and cleanliness (Rule 6); owner liable for damage caused by moving articles (Rule 18) and misuse of water closets (Rule 9). Association responsible for operation, care, upkeep of (Rules 6,9,18, Exhibit A (Pages 4-5); Byl)
- Insurance
- Fire insurance with extended coverage, vandalism, malicious mischief; wind damage insurance; water damage insurance; public liability insurance. Fire amount initially $880,000; flood insurance per unit $100,000 (until first Board meeting af (Article V, Section 2, Bylaws (Pages 14-1)
- Use restrictions
- Each Townhouse shall be occupied only by a family, its servants, and guests, as a residence and for no other purpose (Article I(a), Declaration (Page 1))
- Voting & meetings
- Each Unit Owner entitled to one vote per percent of common interest; total votes 100; proxy allowed (Article III, Section 8, Bylaws (Page 12))
- Amendments
- During first 20 years: by instrument signed by at least 90% of Townhouse Owners; thereafter: at least 75% of Townhouse Owners; amendment must be recorded (Article II, Section 3, Declaration (Page)
Community details for Lumina Club Townhouses
- Assessments & dues
- $9,540/year (estimated from 3 real-estate listings) (source)
About this HOA
Lumina Club Townhouses is a homeowners association in Wilmington, NC.
HOAproxy has 1 document on file for Lumina Club Townhouses: 1 CC&R. Last updated 2026-06-01.
Governing documents
- Declaration of Covenants (1978) · Bk 1135/Pg 1788 (15 pages) — PDF