Neighborhoods at River Bluffs

What Neighborhoods at River Bluffs's governing documents say

This is a supplemental declaration for Phase 3, Section 4 of the Neighborhoods at River Bluffs, a planned community in Wilmington, NC. It annexes new lots (including townhome lots) into the existing homeowners association and adds specific rules for townhome owners. The main governing document is a separate Declaration of Protective Covenants.

• What this document covers: This supplemental declaration annexes lots 422-495 and townhome lots T1-T50 into the Neighborhoods at River Bluffs HOA, and imposes additional restrictions on townhome lots only.
• Townhome maintenance & insurance: For townhome lots, the association is responsible for upkeep of roof covering and exterior siding (but not windows or doors). The association must carry all-risk replacement-cost insurance on the townhome units, and owners pay for deductibles and excess costs via special assessments.
• Party walls (townhomes): Party walls between townhome lots are governed by North Carolina common law. Owners share equally in upkeep costs, cannot impair structural integrity, and must follow specific procedures for repair after damage, including arbitration if they disagree.
• Yard modifications (townhomes): After initial sale, townhome lot owners may not modify or improve any portion of the yard except for landscaping approved under the association's architectural review process.
• Lot types: All annexed lots are designated as 'H' type (standard single-family lots), except for townhome lots T1-T50 which have separate rules.
• What this document doesn't cover: This is a partial document that supplements a master declaration. It does not contain the full HOA rules, such as pet restrictions, leasing limits, parking rules, or architectural guidelines. Those are in the main Declaration of Protective Covenants.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.