New York Hatters
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
association language present (entity×122, governance×4)
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What New York Hatters's governing documents say
New York Hatters is a 10-unit condominium in Wilmington, NC, with a mix of retail/office (Unit 101) and residential units. Owners own their unit and share common elements, with the association handling maintenance and insurance. The declaration restricts uses, signs, and alterations, and sets rules for leasing, pets, and assessments.
- What you own & maintain: You own your unit's interior (walls, floors, ceilings) and are responsible for its maintenance, including HVAC, appliances, and interior surfaces. The association maintains common elements and carries master insurance.
- Permitted uses: Unit 101 is for retail/office only; all other units are for residential use (home offices/studios allowed if not a burden). Leases must be for the same permitted use.
- Leasing & rentals: Units may be leased or rented, but only for the permitted use (residential or retail/office). No minimum lease term is stated in this excerpt.
- Pets: No specific pet rules appear in this excerpt; the document does not address pets.
- Signs & flags: No political signs on common or limited common elements. Flags allowed: NC state flag, US flag, or internationally recognized nation flags (max 4'x6') for national holidays only. Other signage on units requires association approval and cannot exceed 4 sq ft total.
- Alterations & approvals: Structural modifications, exterior changes, and additions to limited common elements require written association consent. No awnings may be added. The board may require indemnification and liability insurance for improvements.
- Assessments & fees: Assessments are levied per unit based on common expense allocation (see Exhibit C). They are due quarterly or as directed; delinquent payments accrue 10% annual interest and collection costs including attorney fees.
- Insurance: The association carries casualty insurance (at least 80% replacement value) and liability insurance. Owners may get their own policies. Insurance proceeds are used for repair/reconstruction first.
Key facts from New York Hatters's documents
- Community type
- Condominium (Title and throughout)
- Governing law
- Chapter 47C of the General Statutes of North Carolina (Condominium Act) (WHEREAS paragraph)
- Assessments & dues
- Board of Directors establishes an Annual Budget; assessments levied according to Exhibit C allocations (Article XXII.A, XXII.C)
- Special assessments
- Board may levy additional assessments if deemed necessary or in emergencies (Article XXII.C)
- Reserves & fees
- Capital Improvement Fund for replacement and capital improvements to Common Elements (Article XXII.D)
- Leasing & rentals
- Leasing permitted only for permitted uses (retail/office or residential) (Article VI.A)
- Architectural approval
- Written consent of Association required for structural modifications, exterior changes, signage, betterments to Limited Common Elements (Article XIV.A)
- Home business
- Residential units may include home office or studio if no undue burden (Article VI.A)
- Signs & flags
- No political signs on Common or Limited Common Areas (Article VI.H)
- Maintenance
- Owner maintains interior of Unit including appliances, fixtures, interior surfaces; glass surfaces of doors/windows/screens (Limited Common Elements); Association maintains Common Elements, conduits, ducts, plumbing, wiring (Article XVI, Article XVII)
- Insurance
- Association must maintain casualty insurance on Common Elements and Units (at least 80% replacement value) covering fire, extended coverage, vandalism; also liability insurance (Article XIX.A)
- Use restrictions
- Unit 101 is retail/office; all other Units are residential (Article VI.A)
- Voting & meetings
- One vote per Unit (Article IV)
About this HOA
New York Hatters is a homeowners association in Wilmington, NC.
HOAproxy has 1 document on file for New York Hatters: 1 CC&R. Last updated 2026-06-01.
Governing documents
- Declaration of Covenants (2008) · Bk 5300/Pg 2247 (15 pages) — PDF