Osprey Point
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
association language present (entity×45, governance×5)
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What Osprey Point's governing documents say
Osprey Point is a single-family home HOA in Wilmington, NC. This document is the full Declaration of Covenants, Conditions and Restrictions (CC&Rs) that applies to all lot owners in the community.
- What you own & maintain: You own your lot and the single-family home on it. The association owns and maintains the common areas (roads, amenities, landscaping) and carries insurance on them.
- Assessments & fees: Annual assessments start at $360 per lot (as of 1988) and can increase each year based on the Consumer Price Index. Special assessments for capital improvements require approval by two-thirds of members. Assessments are a lien on the lot.
- Architectural review: All exterior changes—buildings, fences, decks, landscaping, tree removal, even mailboxes—must be approved in writing by the Architectural Committee. Minimum home size is 1,800 square feet. No duplexes or apartments allowed.
- Use restrictions: Lots are for single-family residential use only. No business, professional office, or religious institution. Accessory buildings (garages, sheds) are allowed only after the main house is built.
- Parking & vehicles: Each lot must provide off-street parking for at least two cars before occupancy. Driveways and parking areas need committee approval.
- Leasing & rentals: The document does not address leasing or rental restrictions. (Check the association's rules or bylaws for any rental policies.)
- Pets: The document does not mention pet restrictions. (Check the association's rules or bylaws for any pet policies.)
Key facts from Osprey Point's documents
- Legal name
- Osprey Point Owners Association (Preamble and Article I, Section 1)
- Special assessments
- May be levied for capital improvements, requires same 2/3 assent as annual increase (Article V, Section 4)
- Collections & liens
- Unpaid assessment is a continuing lien on the Lot; Association may foreclose and recover costs, interest, and reasonable attorney's fees (Article V, Sections 1 and 8)
- Reserves & fees
- Contingency reserve equal to 10% of sum of maintenance, tax, insurance, professional fee amounts (Article V, Section 2(g))
- Use restrictions
- No structure other than detached single-family dwelling; no duplex or apartment; no use as professional office, business, manufacturing, charitable, religious institution (Article VI, Section 5(a))
- Voting & meetings
- Members or proxies entitled to cast 75% of all votes of each class (Article V, Section 6)
Related associations
Nearby (within 500 m): Porters Neck Plantation HOA · Scottsdale Subdivision
About this HOA
Osprey Point is a homeowners association in Wilmington, NC.
HOAproxy has 3 documents on file for Osprey Point: 1 amendment, 1 CC&R, and 1 recorded document. Last updated 2026-08-22.
Governing documents
- Declaration of Covenants (1988) · Bk 1416/Pg 0194 (15 pages) — PDF
- 00 (51 pages) — PDF
- Document (2 pages) — PDF