Rachel Gardens

Wilmington, NC
TypeHOA
ProfileHOA
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What Rachel Gardens's governing documents say

Rachel Gardens is a single-family home planned community in Wilmington, NC, governed by a homeowners' association (HOA). The rules apply to all lot owners, residents, and guests. Key features include architectural controls, stormwater management requirements, and restrictions on leasing and pets.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from Rachel Gardens's documents

Reflects the 2003 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Planned Community (HOA) (Preamble (subject to Chapter 47F NC Plan)
Legal name
Rachel Gardens
Developer / declarant
SECOF, LLC, a North Carolina Limited Liability Company (Preamble)
Governing law
North Carolina Planned Community Act (Chapter 47F of the General Statutes) (Preamble)
Assessments & dues
Fixed from year to year by the Board of Directors; may establish different rates. (Article V, Section 3)
Special assessments
Allowed for capital improvements with assent of two-thirds of votes of members voting in person or by proxy at a meeting. (Article V, Section 5)
Collections & liens
Lien on lot if assessment unpaid for 30+ days; foreclosure like mortgage under power of sale (Article 2A, Chapter 45). Lien priority except for prior recorded liens and real estate taxes. Must be enforced within 3 years of docketing. (Article V, Section 10)
Reserves & fees
Association may establish and collect late fees for delinquent installments. (Article V, Section 9)
Pets
Domestic dogs and cats, or other household pets not kept for commercial purposes, not in numbers creating a nuisance. (Article VI, Section 2D)
Leasing & rentals
Yes, but minimum lease term of 6 months. (Article VI, Section 2P)
Parking & vehicles
Off-street parking for at least 2 autos must be provided on each lot before occupancy; parking areas/driveways of concrete, brick, asphalt, turf stone, etc. (Article VI, Section 1E)
Fences
Permitted with ARC approval; no fence forward of front corners of house; no chain link visible from streets; no fencing in drainage easements without approval. (Article VI, Section 1D and Section 2J)
Architectural approval
Yes, Architectural Review Committee approval for plans, exteriors, fences, etc. Declarant exercises control until all lots sold or relinquished. (Article VI, Section 1 and Article IV)
Signs & flags
No signs (including for rent/sale) without permission of Executive Board except Declarant may maintain for sale signs. (Article VI, Section 2G)
Setbacks / home size
Minimum 1000 square feet of enclosed heated square footage (excluding terraces, decks, open porches, shed-type porches). (Article VI, Section 1A)
Use restrictions
No lot shall be used for any purpose other than residential purposes. (Article VI, Section 2A)
Voting & meetings
Each owner one vote per lot; Declarant four votes per lot owned. (Article III, Section 2)
Amendments
Declarant may amend without member approval in cases: prior to first lot sale, for additional property, correct errors, qualify for tax-exempt, reflect plat changes, conform to laws/government requirements. During Declarant Control Period o (Article V (Rights of Developer), Section)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

Community details for Rachel Gardens

Assessments & dues
$420/year (estimated from 3 real-estate listings) (source)

Gathered from the association's website and public web sources (linked); may be out of date — verify before relying on it.

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About this HOA

Rachel Gardens is a homeowners association in Wilmington, NC.

HOAproxy has 3 documents on file for Rachel Gardens: 2 recorded documents and 1 amendment. Last updated 2026-07-13.

Governing documents

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