Windgrove Park at Merestone

What Windgrove Park at Merestone's governing documents say

Windgrove Park at Merestone is a single-family home community in Wilmington, NC, governed by a homeowners' association (HOA). The declaration establishes the HOA, defines property rights, and sets rules for assessments, insurance, architectural control, and use restrictions. It applies to all lot owners in the development.

• What you own & maintain: You own your lot and the dwelling on it. The association maintains common areas (e.g., private roads, stormwater ponds) and limited common areas (exterior of dwellings, yards, and improvements outside privacy fences). You are responsible for maintenance within your lot's privacy fence.
• Assessments & fees: Annual assessments are set by the board and can increase up to 10% per year without member vote, or up to $1,200 per lot without approval. Special assessments for capital improvements require a 2/3 vote. A one-time working capital assessment of $150 is due at closing. Assessments are a lien on the lot.
• Architectural review: No exterior changes (including painting) may be made without written approval from the Declarant, board, or architectural committee. Plans are reviewed for harmony of design and location. Approval is deemed granted if no response within 30 days.
• Building standards: Dwellings must be between 900 and 1,100 square feet of heated area (excluding garages, decks, etc.). Exterior construction must be completed within 12 months. Service utilities, fuel tanks, and wood piles must be screened. Mail and newspaper boxes must be uniform in design.
• Insurance: The association must maintain casualty and liability insurance (at least $1,000,000 per occurrence) on common areas and limited common areas. Individual lot owners may be required to carry their own policies if 2/3 of members vote to switch. The association also carries fidelity bonds.
• Developer rights: The developer retains control of the architectural committee and can amend the declaration without member approval for certain purposes (e.g., correcting errors, adding property, complying with laws). Developer voting rights (3 votes per lot) end when Class A votes equal Class B, by 2002, or voluntarily.
• Use restrictions: The document does not specify restrictions on leasing, pets, or age. It grants easements for utilities, emergency access, and maintenance. The association can suspend voting rights for unpaid assessments or rule violations (up to 60 days).

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.