The Overlook at Middle Sound Loop
TypeHOA
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
ProfileHOA
association language present (entity×68, governance×4)
Proxy votingNot in documents
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What The Overlook at Middle Sound Loop's governing documents say
The Overlook at Middle Sound Loop is a planned single-family home community in Wilmington, NC, governed by a homeowners association (HOA). This document is the full declaration of covenants, conditions, and restrictions that apply to all lot owners, residents, and their guests.
- What you own & maintain: You own your lot and the dwelling on it. You must maintain your lot, including landscaping, exterior structures, and adjoining unimproved common area. The association maintains common areas, roads, sidewalks, entry features, and stormwater systems.
- Architectural review: No exterior changes (fences, landscaping, paint, etc.) may be made without prior written approval from the Declarant or, after the Declarant Control Period, an Architectural Review Committee (ARC). Minimum dwelling size is 3,600 heated square feet. Above-ground pools and trampolines are prohibited.
- Leasing & rentals: Leases must have a minimum term of six months. The association cannot prohibit leasing or require consent to lease, but may regulate leasing (e.g., require minimum term).
- Occupancy & use: All occupants of a lot must be a single family: related by blood/marriage/adoption/guardianship, or up to three unrelated persons living as a single housekeeping unit. Lots are for residential use only; home businesses are allowed if ancillary and compliant with rules.
- Parking & vehicles: Only licensed, operative passenger cars, station wagons, pickup trucks, or passenger vans may be regularly parked in driveways. Recreational vehicles (RVs), boats, and campers are prohibited unless stored inside a closed garage or screened from view. No vehicle may be used as a dwelling.
- Pets & animals: No specific pet limit is stated in this declaration, but the association may adopt rules and regulations regarding pets. Pet enclosures must be screened from view from roads or other lots.
- Signs & displays: Signs (including for-sale, for-rent, or garage sale) require prior ARC approval. However, owners may display political signs and flags with reasonable time, size, and place restrictions. Religious and holiday decorations inside dwellings are allowed if they meet community standards.
- Assessments & fees: The association levies base assessments on all lots to fund common expenses. Special assessments and specific assessments (e.g., for owner maintenance failures) are also authorized. Late payments accrue 12% annual interest.
Key facts from The Overlook at Middle Sound Loop's documents
- Community type
- planned community (Chapter 47F of the North Carolina General Statutes) (Recital C and Article I)
- Legal name
- The Overlook at Middle Sound Loop
- Developer / declarant
- D.R. Horton, Inc., a Delaware corporation (Opening paragraph)
- Governing law
- Chapter 47F of the North Carolina General Statutes (Planned Community Act) (Article I)
- Assessments & dues
- Not detailed in provided text. References to Base Assessment, Special Assessments, Specific Assessments under Article IX (not included). (Article II definitions)
- Special assessments
- Defined as assessments levied in accordance with Section 9.4. (Article II definition of 'Special Assess)
- Leasing & rentals
- Yes, no prohibition on leasing or transfer, no consent required. Association may require a minimum lease term of six (6) months and otherwise regulate leasing. (Section 4.5.3)
- Parking & vehicles
- Only licensed and operative passenger cars, station wagons, passenger pick-up trucks or passenger vans may be regularly parked in driveways. No recreational vehicles (RVs) permitted anywhere. No vehicle regularly parked on roadways. No vehi (Section 4.3.7)
- Architectural approval
- No structure or thing (including fences) shall be placed, erected, or installed upon any Lot and no improvements or other work (staking, clearing, excavation, grading, site work, exterior alterations, planting/removal of landscaping) shall (Section 5.1 and 5.2.1)
- Home business
- Permitted ancillary to primary residential use, subject to Rules and Regulations and all applicable laws and ordinances. (Section 4.1)
- Signs & flags
- No signs, billboards, banners or similar displayed to public view on any Lot, right of way or Common Area without ARC approval. Exceptions: marketing/construction/informational signs by Declarant or approved builder; flags and political sig (Section 4.3.3)
- Setbacks / home size
- Minimum enclosed dwelling area of 3,600 square feet. Enclosed area excludes garages, terraces, open porches, decks, stoops. Variances may be granted but not less than required by governmental agency. (Section 4.3.12)
- Use restrictions
- Lots and Common Area shall be used for residential and related purposes only, subject to Governing Documents. Declarant, Association, approved builders may maintain management office, information centers, model homes, sales offices. Home bu (Section 4.1)
- Voting & meetings
- Class A (Owners except Declarant): one vote per Lot. Class B (Declarant): one vote per Lot owned plus one vote per Lot owned by others. Simple majority decides all voting matters unless otherwise provided. (Section 3.3)
- Amendments
- Not fully detailed in provided text. Architectural Guidelines may be amended by Declarant as long as it owns property described in Exhibit A or B or has expansion rights; upon termination/delegation, ARC with Board consent may amend. Rules (Sections 5.4.1 (Architectural Guidelines)
About this HOA
The Overlook at Middle Sound Loop is a homeowners association in Wilmington, NC.
HOAproxy has 1 document on file for The Overlook at Middle Sound Loop: 1 recorded document. Last updated 2026-06-01.