Middle Point

What Middle Point's governing documents say

Middle Point is a single-family home subdivision in Wilmington, NC, governed by a homeowners' association (HOA). These protective covenants apply to all lot owners, residents, and guests, and cover property use, maintenance, architectural control, and assessments.

• What you own & maintain: You own your lot and the single-family home on it. You must keep your lot mowed, clear of debris, and maintain improvements. The HOA maintains common areas (e.g., parks, stormwater systems) and can enter your lot to perform maintenance if you fail to do so, charging you the cost plus 15%.
• Architectural review: Any exterior change—including buildings, fences, landscaping, paint color, or drainage—requires prior written approval from the Declarant or an architectural committee. Plans are deemed approved if no decision is made within 30 days of complete submission.
• Use restrictions: Lots are for single-family residential use only. No commercial activity, mobile homes, tents, or temporary structures (except during construction). Dwellings must be at least 1,800 square feet of heated floor space, not exceeding 2.5 stories. No subdivision of lots except to enlarge an adjoining lot.
• Parking & vehicles: No street parking. No trucks over 3/4 ton, boats, campers, trailers, or junk vehicles may be parked overnight on any lot unless stored in an enclosed garage and not visible from the street or other lots. No customized unsightly vehicles allowed.
• Pets & animals: Dogs, cats, and household pets are allowed but must be leashed and not become a nuisance. No animals, livestock, or poultry for commercial purposes. Owners must promptly remove pet waste from common areas and other lots.
• Leasing & rentals: The document does not restrict lease duration or require HOA approval for rentals. Owners may delegate their common area use rights to tenants who reside on the property.
• Assessments & fees: All lot owners pay general assessments for common expenses. Special assessments for capital improvements require a 2/3 vote of members. A one-time $100 working capital fee is due at closing. Assessments are a lien on the lot; nonpayment can lead to suspension of voting and common area use.
• What this document doesn't cover: This document does not specify current assessment amounts, pet limits, rental caps, or age restrictions. It also does not list specific amenities or their hours of operation.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.