Upper Reach
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
association language present (entity×32, governance×4)
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What Upper Reach's governing documents say
Upper Reach is a single-family home HOA in Wilmington, NC. This declaration governs Phase I and binds all lot owners, their tenants, and guests. It establishes the association, architectural controls, use restrictions, and assessment obligations.
- What you own & maintain: You own your lot and the single-family dwelling on it. The association maintains common areas (limited to the 50-foot right-of-way of Upper Reach Drive, part of McKenzie Drive, and other designated areas), the stormwater drainage system, and planting easements. You must maintain your own structures and lot, and you grant the association access for utility and drainage repairs.
- Architectural review: No structure, fence, wall, or exterior alteration may be built without prior written approval from the Declarant (or later the Board/architectural committee). Plans must be submitted; approval may be denied for any aesthetic or environmental reason. If no decision within 20 days, approval is deemed given. Minimum enclosed dwelling area is 1,800 square feet (excluding garages, decks, open porches). No house may exceed 2.5 stories. Setback: at least 10 feet from adjoining property lines. Exterior completion required within 12 months of start.
- Landscaping & trees: No tree over 3 inches in diameter (measured 1 foot above ground) may be removed without prior written approval based on a submitted site/landscaping plan. This restriction expires 20 years from the declaration date (July 31, 2009).
- Use restrictions: Lots are for single-family residential use only. No commercial activity, noxious activities, or nuisances allowed. Temporary structures, trailers, mobile homes, tents, and recreational vehicles (campers, motor homes) are prohibited without written consent. No inoperable or unregistered vehicles, and no tractor-trailers. No outside radio/TV antennas without permission. Exterior lights must be clear, white, or non-frost bulbs.
- Pets: Dogs, cats, or other household pets are allowed but not for commercial purposes. No livestock or poultry.
- Assessments & fees: Annual assessments are set by the Board; may increase up to 5% per year without a membership vote, or higher with 2/3 vote. Initial maximum annual assessment is $200 per lot. Special assessments for capital improvements require 2/3 member approval. Assessments are a lien on the property and a personal obligation of the owner. Unpaid assessments bear interest at the highest legal rate. The association may sue or foreclose.
- Leasing & rentals: No specific lease term minimum or rental restrictions are stated in this declaration. However, all tenants must comply with the declaration.
- Parking & vehicles: Recreational vehicles (campers, trailers, motor homes) require written consent to remain on a lot or street. Inoperable or unregistered vehicles and tractor-trailers are prohibited and may be towed at owner's expense.
Key facts from Upper Reach's documents
- Community type
- Covenant / Planned Community
- Legal name
- Upper Reach HOA, Inc.
- Developer / declarant
- RBJ, Inc.
- Assessments & dues
- Board of Directors fixes annual amount at least 30 days in advance of assessment period; first assessment set before first lot conveyance; written notice to owners; due date established by Board; may require monthly installments (Article VII, Section 3)
- Special assessments
- For capital improvements on Common Area; requires vote of two-thirds of members (Article VII, Section 4)
- Collections & liens
- Assessments are a continuing lien on the land; Association may foreclose; lien subordinate to first mortgage; personal obligation of owner at time due (Article VII, Sections 1,8,9)
- Voting & meetings
- Each lot entitled to one vote; multiple owners determine how vote cast; no more than one vote per lot (Article V, Section 2)
Community details for Upper Reach
- Assessments & dues
- $504/year (estimated from 3 real-estate listings) (source)
Related associations
Nearby (within 500 m): Beasley Village · Harmony Cove · Beasley on Masonborough · Sawgrass Subdivision · Stratford Place · Suncourt Villas · Caneel Cove · Eagles Nest (NC) · The Home Place · Tyndall Subdivision · Holly Downs · Whisper Creek Subdivision
About this HOA
Upper Reach is a homeowners association in Wilmington, NC.
HOAproxy has 4 documents on file for Upper Reach: 2 amendments, 1 CC&R, and 1 recorded document. Last updated 2026-08-22.
Governing documents
- Declaration of Covenants (1989) · Bk 1464/Pg 1824 (12 pages) — PDF
- Document (11 pages) — PDF
- Document (12 pages) — PDF
- Document (46 pages) — PDF