Cottages at Whispering Meadows Homeowners Association

Key facts from Cottages at Whispering Meadows Homeowners Association's documents

Reflects the 2020 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

single-family detached residential development (WHEREAS, first paragraph: 'single family)

Legal name

The Cottages at Whispering Meadows Homeowners' Association, Inc. (Article I, Definition 1)

Governing law

South Carolina non-profit corporation, recorded in Greenville County (Article I, Definition 1: 'South Carolina)

Assessments & dues

Maximum monthly assessment initially $185.00 per Lot (until Dec 31 of year after first Lot conveyance). (Article V, Section 3: 'maximum monthly a)

Special assessments

Allowed for capital improvements with 67% membership vote (same as for max increase). (Article V, Section 4: 'requires the same)

Collections & liens

Assessments (including interest, costs, attorney's fees) constitute a lien on the Lot, enforceable like a mortgage foreclosure. Lien subordinate to any recorded mortgage. Sale/transfer does not affect lien; foreclosure sale extinguishes pri (Article V, Sections 1, 8, 9)

Reserves & fees

Association shall establish adequate reserve fund for periodic maintenance, repair, replacement of Common Areas, funded from annual assessments. Also contingency reserve of 10% of specified expenses if possible. (Article IV, Section 7 and Article V, Sec)

Pets

Dogs, cats, small indoor household pets (parakeets, fish, hamsters, gerbils) allowed. No livestock, exotic pets, poultry, or fowl. No outdoor fencing or dog kennels. No inherently dangerous dogs like pit bulls. (Article IX, Section 13)

Leasing & rentals

Not explicitly addressed in Declaration. Owner may delegate use of Common Areas to tenants (Article III, Section 4) implying leasing is permitted. (Article III, Section 4: 'delegate... rig)

Parking & vehicles

Overnight parking of prohibited vehicles not allowed on streets. Visitor parking allowed? 'passenger automobiles may be parked only in driveways with the exception of visitors' implies visitors may park on street or in driveways? Not explic (Article IX, Section 21: 'passenger autom)

Fences

No fences except as initially installed by Builder on selected lots. Underground fencing allowed. Fences must be repaired/replaced with similar style and construction approved by HOA. Garden fences (10'x40') allowed at rear if lot permits, (Article IX, Sections 16, 34, 36; Article)

Architectural approval

Yes, for any improvements (including repairs, replacements, paint, siding, windows, fences, landscaping, etc.) except initial construction by Declarant and except minor flowers in beds if established by Declarant. (Article VII, Section 1: 'No improvements)

Solar & roof

Solar panels not allowed as long as Rosewood Communities or any other developer is Declarant. After HOA turnover to homeowners, installation subject to approval by Board and ARC. (Amendment Article IX, Section 37: 'For a)

Home business

Home office permitted provided no outside traffic or advertising; no other business allowed. (Article IX, Section 1: 'no business or b)

Signs & flags

No advertising signs or billboards on Lots except signs for selling Lots during initial construction, or signs by purchasers at foreclosure subject to ARC approval. Subdivision identification signs exempt. (Article IX, Section 15)

Setbacks / home size

Structures must be situated in accordance with building and setback lines shown on recorded plats. (Article IX, Section 2)

Maintenance

Owner maintains dwelling improvements (roof included) as part of 'keep and maintain the dwelling'. (Article IX, Section 18: 'Owner shall kee)

Insurance

Not detailed; Association shall pay premiums on all insurance carried by the Association pursuant to Declaration or By-Laws (Article V, Section 2(i)). No specific coverage described. (Article V, Section 2(i))

Use restrictions

All Lots shall be used for single-family residential purposes only. (Article IX, Section 1: 'All Lots shall b)

Voting & meetings

Two classes: Class A Lots – 1 vote per Lot; Class B Lots (Declarant-owned) – 3 votes per Lot. Class B converts to Class A when total Class A votes equal Class B. (Article IV, Section 2(a) and (b))

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.