Wisdom Creek Homeowners Association Inc.

What Wisdom Creek Homeowners Association Inc.'s governing documents say

Wisdom Creek is a single-family home HOA in Dallas, TX — you own your lot and house, and the association maintains common areas like entry features, perimeter walls, and landscaping. All owners are automatically members and must follow the CC&Rs, bylaws, and board rules. This document is the full rulebook (Declaration of Covenants, Conditions and Restrictions), covering assessments, maintenance, architectural review, and use restrictions.

• Assessments & fees: Annual assessments are levied per lot to cover common expenses; the board may also impose special assessments and specific assessments for violations or unpaid costs. Delinquent assessments become a lien on the lot. No dollar amounts are stated in this document.
• What you own & maintain: You are responsible for maintaining your lot, house, landscaping, and any structures on it. The association maintains common property (entry features, perimeter walls, common landscaping, and any amenities). If your actions cause damage to common areas, you may be charged.
• Leasing & rentals: Leasing is allowed but subject to rules in the declaration. Owners are responsible for their tenants' compliance with all governing documents. The association may evict a tenant for violations and assess costs to the owner. No minimum lease term is specified in the excerpts provided.
• Architectural review: All exterior changes to your lot require prior approval from the Architectural Review Committee (ARC), following Design Guidelines. Plans must be submitted and approved before work begins. The ARC may grant variances.
• Use restrictions: Signs, parking, pets, business use, and other activities are regulated. For example, no more than two domestic pets? The document mentions 'Animals and Pets' but does not specify a count in the excerpt. Commercial vehicles and parking restrictions apply. Business use of a lot for commercial purposes is prohibited.
• Enforcement & fines: The board may impose fines, suspend voting rights and amenity use, and use self-help (e.g., towing vehicles) for violations. Fines become a lien. Owners are liable for violations by occupants, guests, or tenants.
• Insurance: The association carries master property and liability insurance on common areas. Owners must carry their own property insurance (minimum $100,000 liability per occurrence) and provide proof upon request.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.