Bear Creek

What Bear Creek's governing documents say

Bear Creek is a planned community in Keller, TX governed by a homeowners association (HOA). The records provided are partial: a 2006 amendment deleting a section, a 2013 assessment collection policy for a sub-neighborhood (Brookside at Bear Creek), a 2005 restrictive covenant between a homebuilder and original owner, and a 1990 lender certificate. The full governing documents are not included, so this is not a complete rulebook.

• Assessment collection: The collection policy (Brookside at Bear Creek) states assessments are due January 1; late charges up to $25 and interest up to 18% per annum may apply. A 30-day cure notice is required before legal action. The HOA may file a lien and foreclose on the lot.
• Dispute resolution (construction): The restrictive covenant between builder and owner requires mediation and binding arbitration for any construction‑related disputes, waiving the right to sue in court.
• Warranties & mold disclaimer: The restrictive covenant disclaims all implied warranties (workmanship, habitability) except the builder's express limited warranty. It includes a broad release of liability for mold or biological impurities.
• Lender protections: A 1990 certificate confirms the HOA's authority and subordinates its assessment lien to the lender's deed of trust. It also waives any HOA claims to casualty or condemnation proceeds for a specific property.
• What this document doesn't cover: These records do not cover leasing rules, pet restrictions, age restrictions, parking, architectural standards, or typical day‑to‑day HOA rules. The full declaration and bylaws are not provided.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.