Trails of Fossil Creek
TypeHOA
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Trails of Fossil Creek's governing documents say
Trails of Fossil Creek is a homeowners association (HOA) in Saginaw, TX. This document is a management certificate and billing policy — it tells you how to contact the HOA and spells out payment rules and collection procedures, but does NOT contain the community's full rules (e.g., pet limits, leasing restrictions). Those are in the Declaration and Bylaws you must review separately.
- Contact information: The association is managed by Spectrum Association Management; mailing address: 5212 Tennyson Pkwy, Ste. 130, Plano, TX 75024; email: [email protected]; phone: 972-992-3444; fax: 972-992-3440.
- Billing & due dates: Assessments are due the first calendar day of each billing period. Late payments may incur interest (rate set in Declaration), late fees, and all collection costs (including attorney fees, title searches, administrative costs). Past due notices are sent monthly.
- Payment plan availability: Owners with past due amounts may request a payment plan. The minimum term is 3 months; the board can approve up to 12 consecutive monthly installments without a board vote. Maximum term is 18 months from request. Only one plan per 12-month period; defaults may bar a new plan for 2 years.
- Final notice & escalated collection: If amounts remain unpaid over 120 days past due, the board may send a final notice (via certified mail) giving 30 days to pay. If still unpaid, the account may be referred to a third-party collector or attorney, who can sue, foreclose, or take bankruptcy action.
- Suspension of amenities: If a hearing is not requested within 30 days of a past-due notice, the owner's use of recreational facilities and common areas may be suspended.
- What this document doesn't cover: This is not the full set of HOA rules. It omits restrictions on rentals, pets, parking, architectural changes, age limits, and other typical CCR provisions. You must examine the recorded Declaration (Document #D2052211958) and Bylaws independently.
Key facts from Trails of Fossil Creek's documents
- Community type
- Single-family residential subdivision as of 2025 (Article 10.2)
- Legal name
- Trails of Fossil Creek Homeowners Association, Inc.
- Units / lots
- 27 lots (Lots 1-27, Block MM) as of 2025 (Exhibit A)
- Developer / declarant
- NewPad Building Company LLC, a Texas limited liability company as of 2025 (Preamble)
- Governing law
- Texas Property Code Section 209.004 as of 2018 (First paragraph: "This Management Certif)
- Assessments & dues
- Board of Directors adopts annual budget and sets Annual Assessment amount as of 2025 (Article 6.9; Billing Policy I.1)
- Special assessments
- Board may levy Special Assessments; those associated with Drainage Agreement Obligations limited to amount equal to Annual Assessment unless approved by 2/3 of Owners in attendance as of 2025 (Article 6.6)
- Collections & liens
- Assessment Lien on each Lot; Association may foreclose via expedited judicial foreclosure; cannot foreclose if debt consists solely of fines, attorney's fees for fines, or Records Production and Copying Policy amounts as of 2025 (Article 6.1; Article 7.3)
- Reserves & fees
- Board may establish reserve funds; must establish maintenance fund for collected Assessments as of 2025 (Article 5(i); Article 5.2)
- Pets
- Yes, generally recognized household pets as of 2025 (Article 10.26)
- Leasing & rentals
- Not expressly addressed in provided documents as of 2025 (Article 10.34 (referenced but text incom)
- Parking & vehicles
- No vehicle parked on roadway for more than 48 hours; no more than 2 automobiles or Small Commercial Vehicles visible from other portions for more than 48 hours as of 2025 (Article 10.21)
- Fences
- Rear and side fences required on improved Lots; materials: wood, wrought iron, or comparable; max height 6 feet without ACC approval; posts must face interior of Lot as of 2025 (Article 10.19)
- Architectural approval
- Yes, for all construction, development, improvements, Structures, hardscape, landscape, clearing, grading, or vegetation changes as of 2025 (Article 9.4)
- Solar & roof
- Solar devices require ACC approval; ACC may require alternate location if it increases energy efficiency; devices on roof must conform to slope, top edge parallel to roofline, not extend beyond roofline, frame/bracket in silver/bronze/black as of 2025 (Article 10.31)
- Home business
- Not expressly permitted; business purposes prohibited without approval as of 2025 (Article 10.2)
- Signs & flags
- Generally prohibited except: required by law; one sale sign up to 6 sq ft (removed within 15 days of closing); directional/open house signs during open house; governmental signs; one political sign per candidate/ballot (max 90 days before e as of 2025 (Article 10.30)
- Setbacks / home size
- Must conform to platted setback lines and governmental requirements as of 2025 (Article 10.13)
- Maintenance
- Association responsible for Common Areas and Drainage Facilities; Owner responsible for Lot and improvements as of 2025 (Article 3.4)
- Insurance
- Board may obtain property insurance for Common Areas, comprehensive public liability, D&O liability, fidelity bonds, and other insurance as of 2025 (Article 11.3)
- Use restrictions
- Only single-family residential purposes; no business, commercial, manufacturing, mercantile, storing, vending, or other non-residential purposes without Declarant's written approval as of 2025 (Article 10.2)
- Voting & meetings
- Two classes: Class A (each Owner other than Declarant - one vote per Lot); Class B (Declarant - one vote per Lot owned, converts to Class A at end of Development Period) as of 2025 (Article 4.2)
- Amendments
- After Development Period, amendment requires affirmative vote of Members holding at least 67% of total votes; Board may amend for HUD/VA requirements; Board may amend for FHA/VA mortgage guaranty qualification as of 2025 (Article 12.2; Article 12.3)
- Amenities
- Common Areas include recreational facilities; specific amenities not listed in provided documents as of 2025 (Article 3.1)
Management & contact for Trails of Fossil Creek
- Phone
- 208-866-0166 (source)
Related associations
Nearby (within 500 m): Watersbend · Copper Creek Ft W Homeowners'
About this HOA
Trails of Fossil Creek is a homeowners association in Saginaw, TX.
HOAproxy has 3 documents on file for Trails of Fossil Creek: 3 recorded documents. Last updated 2026-08-07.