Mirada at the Islands Homeowners' Association
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Mirada at the Islands Homeowners' Association's governing documents say
Mirada At The Islands is a single-family home HOA in Gilbert, AZ. These CC&Rs apply to all homeowners and cover property rights, mandatory assessments for common area maintenance, architectural control, and detailed use restrictions. The HOA maintains common areas and enforces rules to protect property values.
- What you own & maintain: You own your lot and its improvements. You are responsible for maintaining your landscaping, keeping your property in good repair, and ensuring any party walls or fences shared with neighbors are maintained per the Declaration.
- Architectural review: All exterior changes (buildings, fences, paint, landscaping) require prior written approval from the Architectural Committee. Plans not approved or disapproved within 30 days are deemed approved. The committee can reject plans for aesthetic reasons.
- Use restrictions: Lots are for single-family residential use only. No commercial activity, no antennas visible from neighboring property, no signs over 9"x30" (except one temporary sale/rent sign up to 5 sq ft). Lawns must be landscaped within 180 days of closing. No inoperable vehicles, no parking of boats, trailers, or vehicles over 3/4 ton on streets or common areas.
- Assessments & fees: Annual assessments are levied per lot. The maximum was $240 per lot until 12/31/91, with annual increases capped at 10% or CPI, whichever is greater. Special assessments for capital improvements require 2/3 vote of members. Unpaid assessments accrue 12% interest and become a lien on the lot.
- Leasing & rentals: Leasing is permitted but must comply with all Declaration provisions. No subleasing or short-term rentals beyond normal lease terms? (Document does not specify a minimum lease term; only says leasing is subject to all provisions.)
- Pets & animals: A reasonable number of house or yard pets are allowed, but not for commercial purposes. No structures for animals visible from neighboring property. Pets must not create unreasonable noise or nuisance.
- Parking & vehicles: On-street parking is discouraged; vehicles should be kept in garages or driveways. No parking of boats, trailers, campers, or vehicles over 3/4 ton visible from neighboring property, except pickup trucks under 3/4 ton and mini motor homes under 7 ft height/18 ft length used for regular transportation.
Key facts from Mirada at the Islands Homeowners' Association's documents
- Community type
- Homeowners Association (Article I Section 1.4)
- Units / lots
- 109 (Recitals: 'Lots 1 through 109 inclusive')
- Developer / declarant
- CHI Construction Co. (First page: 'by CHI Construction Co. ("D)
- Assessments & dues
- $240.00 per lot until 12/31/91, payable monthly in advance (Article VI Section 6.3)
- Special assessments
- For capital improvements upon Common Area, requires assent of 2/3 of each class voting (Article VI Section 6.4)
- Collections & liens
- Unpaid assessments become a lien on the lot; may be foreclosed by suit or by power of sale under trust deed; Association may bid at sale (Article VI Section 6.8(b))
- Pets
- Generally recognized house or yard pets; no animals or fowl kept for commercial purposes; no structure visible from neighboring property (Article VIII Section 8.1(m))
- Leasing & rentals
- Any lot with improvements may be leased to a single family from time to time, subject to all provisions of the Declaration (Article VIII Section 8.1(a))
- Parking & vehicles
- Vehicles kept in garages, carports, driveways, or designated areas; intent to eliminate on-street parking (Article VIII Section 8.1(v))
- Fences
- Party wall/fence rules: joint responsibility; impairment of structural integrity prohibited without Board consent; disputes submitted to Board; walls adjacent to common area treated as party wall with Association; walls adjacent to streets (Article VIII Section 8.1(t))
- Architectural approval
- No improvement, alteration, repair, excavation or work altering exterior appearance (including color scheme, materials) without prior written approval of Architectural Committee (Article VIII Section 8.1(d))
- Signs & flags
- No sign except name/address sign (max 9"x30"), one temporary 'for sale/rent' sign (max 5 sq ft), and Declarant construction signs. Association signs permitted. (Article VIII Section 8.1(k))
- Insurance
- Association maintains liability insurance for Common Areas, minimum $1,000,000, plus directors and officers liability (Article IX Section 9.1)
- Use restrictions
- All lots shall be used exclusively for single family residential purposes; no gainful occupation, profession, trade or other non-residential use (Article VIII Section 8.1(a))
- Voting & meetings
- Two classes: Class A (all Owners except Declarant, one vote per lot) and Class B (Declarant, three votes per lot, terminates Dec 31, 1993 or when Class A votes equal Class B) (Article V Section 5.2)
- Amendments
- First 30 years: requires 75% of Lot Owners; thereafter: 2/3 of Lot Owners; any amendment must be recorded (Article X Section 10.5)
Collections & enforcement records
Public records show 28 enforcement filings by this association between 2000 and 2021.
Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.
About this HOA
Mirada at the Islands Homeowners' Association is a homeowners association in Gilbert, AZ.
HOAproxy has 2 documents on file for Mirada at the Islands Homeowners' Association: 1 amendment and 1 CC&R. Last updated 2026-07-18.