Charter Point at the Islands
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
We didn't find proxy provisions in the governing documents on file. This usually means the bylaws haven't been uploaded yet.
Documents
Proxy voting
Real HOA decisions get made by proxy, before the meeting ever happens.
Follow this HOA
Get an email when new documents or answers land for this community.
Ask a chatbot about the governing documents
Help unlock answers for this community
HOAproxy makes communities' governing documents searchable in plain English.
We don't have the CC&Rs, bylaws, or rules for this HOA yet — so there's nothing to ask about right now. If you have them, adding them takes a minute and lets this assistant answer questions for every neighbor who looks up this HOA next.
Location
Add documents
Have the CC&Rs, bylaws, or rules for this community? Upload them and we'll make them searchable for your neighbors.
Edit HOA details
Add or correct the website and location for this HOA.
What Charter Point at the Islands's governing documents say
Charter Point at the Islands is a single-family home HOA in Phoenix, AZ, part of a larger master-planned community called The Islands. This document sets the rules for lot owners within the Charter Point sub-association, including assessments, use restrictions, and architectural control.
- Assessments and fees: Annual assessments are set by the Board, initially capped at $648 per lot (first year). Regular assessments are paid in 12 monthly installments. Late fee: $15 if not paid within 10 days of due date; after 30 days, interest accrues at 22% per annum. Special assessments require a two-thirds vote of Class A members plus Declarant (while Class B exists).
- Lien and enforcement: Unpaid assessments become a lien on the lot, superior to all other liens except taxes and first mortgages. The Association may foreclose (like a mortgage) and may suspend voting and recreational area use rights for delinquent owners.
- Use restrictions: Lots are for residential use. Restrictions cover nuisances, vehicle parking, signs, antennas, garbage, clotheslines, and window coverings. Animals are addressed (likely pets) but specific limits are not readable in this excerpt. Leasing is allowed (see Article 7.8) but minimum lease term is not specified here.
- Architectural control: No alterations or improvements may be made without prior approval of the Architectural Control Committee. Plans must be submitted.
- Master community: This HOA is subject to a separate Master Declaration for The Islands, which governs the larger community and may impose additional assessments or rules.
- What this document doesn't cover: Exact pet limits, minimum lease terms, and specific age restrictions are not clearly stated in the provided excerpt. Some sections (e.g., Article 7.5 on animals) are too garbled to extract reliable details.
Key facts from Charter Point at the Islands's documents
- Community type
- Planned community with separate freehold lots and common area owned by association (Art. 2.2 (Division of Property), Art. 1.)
- Units / lots
- Planned total of fifty-four (54) Lots (Art. 3.4.2 (votes calculated as though 5)
- Developer / declarant
- AMERICAN DISCOVERY CORPORATION, an Arizona corporation (Preamble, Recital A)
- Assessments & dues
- Maximum $648.00 per Lot in the year prior to January 1 following close of escrow on first lot sale; prorated initially. (Art. 4.3)
- Special assessments
- May be levied for capital improvements or unexpected expenses with affirmative vote of Declarant (while Class B exists) and 2/3 of Class A voting power at a meeting. (Art. 4.4)
- Collections & liens
- Assessment and charges constitute a lien on the Lot, prior to all liens except taxes and first mortgage. May be foreclosed like a mortgage or deed of trust. Purchaser takes subject to declaration. (Art. 4.1, 4.9.1)
- Reserves & fees
- Annual Assessments shall include an adequate reserve fund for taxes, insurance, maintenance, repairs and replacement of Common Area. (Art. 4.2)
- Pets
- Usual and ordinary household pets (dogs, cats, birds) may be kept, but no animals or birds shall be raised, bred or kept except as allowed. (Art. 7.5)
- Leasing & rentals
- Owners have the absolute right to lease Lots, subject to restrictions. (Art. 7.8)
- Parking & vehicles
- All vehicles of Owners, guests, invitees to be kept in garages or residential driveways, or areas designated by Association. (Art. 7.3)
- Architectural approval
- No building, fence, wall, improvement, alteration of any kind (including landscaping visible from street or Common Area) may be commenced without prior written approval of the Architectural Control Committee. (Art. 8.1, 8.2)
- Solar & roof
- Solar collectors require prior written approval of the Architectural Control Committee. (Art. 8.1 (mentions 'solar collecter'))
- Home business
- No trade or business shall be conducted on any Lot, except Declarant may use owned lots for model homes and sales office. (Art. 7.1)
- Signs & flags
- No signs advertising Lots for sale or rent without prior written approval of the Board; Board may designate a bulletin board on Common Area for such signs. (Art. 7.4)
- Use restrictions
- No Lot shall be occupied and used except for single family residential purposes. (Art. 7.1)
- Voting & meetings
- Class A: each Lot one vote (joint owners limited to one vote per Lot); Class B (Declarant): three votes per Lot owned until conversion (Art. 3.4, 3.6)
Collections & enforcement records
Public records show 31 enforcement filings by this association between 1990 and 2024.
Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.
About this HOA
Charter Point at the Islands is a homeowners association in Phoenix, AZ.
HOAproxy has 1 document on file for Charter Point at the Islands: 1 recorded document. Last updated 2026-07-24.