Vista Del Oro
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Vista Del Oro's governing documents say
Vista Del Oro is a standard single-family home HOA in Gilbert, AZ. You own your lot and house; the association maintains common areas and enforces uniform rules. All homeowners are automatically members and must pay assessments.
- Residential use & construction: Each lot may have only one detached single-family dwelling, not over two stories, with an attached two-car garage. No mobile homes, apartments, or business uses. All new construction must be approved by the Design Review Committee.
- Architectural & design review: Any exterior change (landscaping, paint, fences, additions, even satellite dishes over 1 meter) requires prior approval from the Design Review Committee. Common standards include masonry fences (max 6 ft), no hedge over 3 ft in front yard, and color harmony.
- Parking & vehicles: Only operating passenger vehicles with current plates may park in driveways. Recreational vehicles, boats, trailers, and equipment must be stored in the rear yard behind a wall/fence, with height and setback limits. No basketball goals or commercial vehicles allowed. No parking on landscaped areas.
- Pets: Only a reasonable number of common household pets are permitted. Pets must be leashed outside the lot, and owners must clean up waste. No structures for animals are allowed without committee approval. The committee decides what is 'reasonable'.
- Landscaping & yard maintenance: Front yards must be landscaped within 120 days of purchase. Drying clothes visible from other lots is prohibited. Trash containers must be hidden except on collection days. Weeds and grass must be kept cut, and no dumping or compost piles allowed.
- Leasing & rentals: Owners may rent their entire lot/dwelling only to a single family. No short-term or partial rentals are mentioned. Leases must comply with all covenants.
- Assessments & fees: Annual assessments fund common area maintenance. Starting at $10/month, the board can increase up to 10% per year without a vote. A working capital fee (1/6 of annual assessment) and a transfer fee are due when buying a lot. Delinquent assessments accrue 12% interest and can become a lien.
- Common areas & enforcement: Common areas are for owner use and maintained by the association. Use rights can be suspended for nonpayment or rule violations. The association may fine, lien, or foreclose for violations after 14 days' notice.
Key facts from Vista Del Oro's documents
- Community type
- Single Family Residential (Article III, Section 1)
- Units / lots
- 192 (Maricopa assessor parcel census: 192 res)
- Governing law
- Arizona Revised Statutes (references to §§ 33-741 through 33-749, 33-801 through 33-821) (Article I, (b) definition of Owner)
- Assessments & dues
- Initially maximum $10.00 per month per Lot (until January 1 after first Lot conveyance); thereafter Board may increase up to 10% per year without vote (Article VI, Section 3(a) and (b))
- Special assessments
- Allowed for capital improvements and for Lot maintenance/violations; levied by Board as needed (Article VI, Section 6)
- Reserves & fees
- Amount established by Board, paid immediately upon becoming Owner (Article VI, Section 10)
- Pets
- Yes; generally recognized house or yard pets as allowed by local zoning (Article III, Section 6)
- Leasing & rentals
- Yes, but only entire Lot/dwelling unit to a single family (Article III, Section 1)
- Parking & vehicles
- Commercial vehicles prohibited on streets; no specific prohibition for other vehicles but must be in driveway/garage; no vehicle may remain on street for more than one week without moving (Article III, Section 4(a))
- Fences
- Front yard: no hedge >3ft, no fence/wall nearer to front line than plane of front wall. Side/rear fences max 6ft high. Fences must be masonry. No chain link without DRC approval. (Article III, Section 7)
- Architectural approval
- Yes; Design Review Committee must approve plans for any building, structure, improvement, landscaping, alteration, repainting; also for many specific items (fences, sheds, play structures, etc.) (Article IV, Section 2)
- Solar & roof
- Solar panels allowed only with DRC approval; must be concealed if possible; not placed on roof without DRC approval (Article III, Section 12)
- Signs & flags
- No sign displayed to public view except traditional mailboxes, residential name plates (occupant's name and address only), and signs advertising sale/rent with DRC approval; Builder signs allowed during construction; Declarant exempt (Article III, Section 13)
- Setbacks / home size
- No building more than two stories high (Article III, Section 1)
- Insurance
- Comprehensive general liability (min $1,000,000), property insurance on Areas of Association Responsibility (100% replacement cost), workers comp, other as determined (Article VIII, Section 1)
- Use restrictions
- Yes; each Lot for one detached single family dwelling, no business/professional/commercial/manufacturing (Article III, Section 1)
- Voting & meetings
- Class A Members (all Owners except Declarant while Class B exists) - one vote per Lot; Class B Member (Declarant) - three votes per Lot owned (Article V, Section 3)
- Amendments
- Declarant may amend to comply with HUD/VA/FNMA; otherwise not explicitly stated (likely requires vote based on class B termination provisions) (Article III, Section 21)
Collections & enforcement records
Public records show 136 enforcement filings by this association between 2006 and 2026.
*Distinct properties liened, not filings — one home may be liened repeatedly over the years, so this counts the homes affected.
Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.
About this HOA
Vista Del Oro is a homeowners association in Gilbert, AZ.
HOAproxy has 1 document on file for Vista Del Oro: 1 CC&R. Last updated 2026-06-14.
Governing documents
- Declaration of Covenants (2004) (30 pages) — PDF