Lake Point at Desert Harbor
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Lake Point at Desert Harbor's governing documents say
Lake Point at Desert Harbor is a single-family home HOA in Peoria, AZ, part of the larger Desert Harbor master-planned community. It's governed by this Declaration and the master association documents. Homeowners automatically become members of the Lake Point HOA and must comply with its rules and assessments.
- Membership & voting: Each lot owner (except the developer) is a Class A member with one vote per lot. The developer holds Class B votes (3 per unsold lot) until certain conditions are met. Voting rights begin with the first lot sale.
- Assessments: Annual assessments are levied per lot to fund common area maintenance, insurance, and reserves. Special and emergency assessments require member approval (75% vote for capital improvements). Unpaid assessments become a lien on the lot.
- Use restrictions: Lots are for residential use only. Time-sharing is prohibited. No obnoxious activities, no open fires, noise limits, and no antennas visible from neighboring property (with cable TV exception). Signs are restricted.
- Architectural control: All exterior alterations, improvements, and landscaping must be approved by the Architectural Control Committee. Applications require detailed plans; the committee may adopt standards and charge fees.
- Maintenance responsibilities: The Association maintains common areas (Tracts A & B), private access easements, front yard landscaping, and utility easements. Owners maintain their lots, including buildings, driveways, and rear/side yards not designated as front yard landscaping.
- Master association & additional fees: The property is subject to the Desert Harbor Master Declaration and assessments by the Sun Harbor Community Association. All HOA assessments are in addition to master association fees.
- Enforcement & penalties: The Association can impose fines, suspend member rights, and place liens on lots for violations. The Board must provide notice and hearing before discipline. Remedies are cumulative.
Key facts from Lake Point at Desert Harbor's documents
- Community type
- HOA (Lake Point at Desert Harbor Homeowners' Association, Inc.) (Article 2, Section 2.1; page 17)
- Legal name
- Lake Point at Desert Harbor Homeowners' Association, Inc. (Definition of 'Association' in Article 1)
- Developer / declarant
- First American Title Insurance Company of Arizona (Page 1, first paragraph)
- Governing law
- Nonprofit Corporation Law of the State of Arizona (Section 2.5, page 22)
- Collections & liens
- Unpaid assessments become a lien on the lot; may be foreclosed by action or power of sale; proceeds applied to costs, assessments, then to owner (Section 3.11.3, pages 33-35)
- Reserves & fees
- Board determines portion of annual assessments for reserve fund; held in separate interest-bearing account (FDIC insured) for capital expenditures (Section 3.4.5, page 30)
- Architectural approval
- Yes, for any Improvements, alterations, additions, modifications (including painting, solar panels) - approval by Architectural Control Committee required (Section 4.3, page 37; Article 5 generall)
- Home business
- Permitted as Accessory Use if not primary location; limited to professional library, records, calls, correspondence, or other activity approved by Association (Section 4.1, page 36-37)
- Signs & flags
- Subject to restrictions; Section 4.21 (Section 4.21 (page 43), table of content)
- Insurance
- Fire and extended coverage on Common Area at 100% insurable value; general comprehensive public liability with limits $1,000,000 per person, $3,000,000 per occurrence bodily injury, $500,000 per occurrence property damage (Section 2.4.4.1 and 2.4.4.2, pages 19-20)
- Use restrictions
- Yes, each Lot shall be used for residential purposes only; no more than one Dwelling per Lot except for Accessory Uses (Section 4.1, page 36)
- Voting & meetings
- Two classes: Class A (owners except Declarant) – 1 vote per lot; Class B (Developer) – 3 votes per unsold lot. Cumulative voting for directors. Joint owners cast one vote per lot. (Section 2.3.1, 2.3.3, 2.3.4; pages 18-19)
- Amendments
- By Owners (vote required), by Declarant (until termination of rights); compliance with law; approval by City of Peoria required; amendments apply to all Covered Property (Section 11.1, pages 61-62)
Management & contact for Lake Point at Desert Harbor
- Management company
- COLBY MANAGEMENT, INC (per 2010 recorded contact filing; may have changed) (source)
Collections & enforcement records
Public records show 24 enforcement filings by this association between 1990 and 2025.
Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.
About this HOA
Lake Point at Desert Harbor is a homeowners association in Peoria, AZ.
HOAproxy has 1 document on file for Lake Point at Desert Harbor: 1 recorded document. Last updated 2026-07-24.