Crystal Bay at Desert Harbor

Phoenix, AZ
TypeHOA
Proxy votingNot in documents

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What Crystal Bay at Desert Harbor's governing documents say

Crystal Bay At Desert Harbor is a standard single-family home HOA in Phoenix, AZ — you own your lot and must adhere to rules that preserve the community's residential character. The HOA maintains common areas, enforces architectural standards, and collects equal assessments from all 32 lots. This declaration applies to all current and future owners and occupants.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from Crystal Bay at Desert Harbor's documents

Community type
Single-family residential subdivision with Homeowners Association as of 1995 (Recital B, C; Section 10.1)
Legal name
Crystal Bay at Desert Harbor Homeowners Association as of 1996 (Section 1.6)
Units / lots
32 (Lots 1 through 32 inclusive) as of 1995 (Recital A)
Developer / declarant
Towne Development, Inc., an Arizona corporation as of 1996 (Recitals, page 1)
Governing law
Not explicitly stated; Arizona Revised Statutes Section 33-801 et seq. referenced for trustee definitions as of 1996 (Section 1.23)
Assessments & dues
Not fixed; set by Board from time to time. Initially commences within 60 days after first Lot sale to non-Declarant. as of 1995 (Section 4.1)
Special assessments
For construction, reconstruction, repair, replacement of Common Area improvements; requires 2/3 vote of each class. as of 1995 (Section 4.1 (last part))
Collections & liens
Association has lien for unpaid assessments, interest, costs, attorney's fees. Lien subordinate to prior recorded First Mortgage. Foreclosure in manner provided for realty mortgages or deeds of trust in Arizona. Personal obligation does not as of 1995 (Section 4.3, 4.4, 14)
Reserves & fees
Reasonable reserves required for contingencies, replacements, including replacement of Common Areas on periodic basis. Regular assessments to include reserves. as of 1995 (Section 4.1 (first paragraph) and Sectio)
Pets
Yes, reasonable number of generally recognized house or yard pets allowed as domestic pets, not commercial. as of 1995 (Section 10.14)
Leasing & rentals
Yes, with restrictions as of 1996 (Section 10.27)
Parking & vehicles
Motor vehicles owned or in custody of Owner/Occupant may be parked only in garage or on driveway on their Lot. No storage of motor vehicles on any Lot. as of 1995 (Section 10.7)
Fences
Not specifically; fences are Improvements requiring ARC approval. as of 1995 (Section 9.1)
Architectural approval
Yes. Architectural Committee approval required for all Improvements, alterations, painting, redecorating, excavations, landscaping, and other work that alters exterior appearance. as of 1995 (Section 9.1)
Solar & roof
Subject to ARC approval. as of 1995 (Section 9.1, 9.2)
Home business
No trade, business, profession or other commercial activity shall be conducted from or on any Lot. as of 1995 (Section 10.26)
Signs & flags
No exterior signs or advertisements except traditional mailboxes and residential nameplates. No 'for sale' or 'for rent' signs on Lots; Association may maintain master signs. as of 1995 (Section 10.20)
Setbacks / home size
All permanent buildings must be constructed entirely within allowable building area as depicted on Plat. as of 1995 (Section 10.3)
Maintenance
Not explicitly; exterior surfaces include roof (Section 10.9). Owner responsible. as of 1995 (Section 10.9)
Insurance
Association shall obtain casualty (all risk) on Common Areas for full insurable replacement cost; public liability ($1,000,000 min per occurrence); workmen's comp; fidelity bonds. Also may get other insurance. as of 1995 (Section 6.2, 6.3, 6.4, 6.7, 6.8)
Use restrictions
All Lots used exclusively for single family residential purposes as of 1996 (Section 10.1)
Voting & meetings
Class A: 1 vote per lot; Class B (Declarant): 3 votes per lot owned as of 1996 (Section 3.3)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

Collections & enforcement records

4liens filed
2collection lawsuits
2004–2014years active
Liens filed per year
0002 in 200420042010202020262004: 2 liens2005: 0 liens2006: 0 liens2007: 0 liens2008: 0 liens2009: 0 liens2010: 0 liens2011: 0 liens2012: 1 lien2013: 0 liens2014: 1 lien2015: 0 liens2016: 0 liens2017: 0 liens2018: 0 liens2019: 0 liens2020: 0 liens2021: 0 liens2022: 0 liens2023: 0 liens2024: 0 liens2025: 0 liens2026: 0 liens

Public records show 6 enforcement filings by this association between 2004 and 2014.

Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.

About this HOA

Crystal Bay at Desert Harbor is a homeowners association in Phoenix, AZ.

HOAproxy has 2 documents on file for Crystal Bay at Desert Harbor: 1 amendment and 1 CC&R. Last updated 2026-07-18.

Governing documents

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