Crystal Bay at Desert Harbor
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Crystal Bay at Desert Harbor's governing documents say
Crystal Bay At Desert Harbor is a standard single-family home HOA in Phoenix, AZ — you own your lot and must adhere to rules that preserve the community's residential character. The HOA maintains common areas, enforces architectural standards, and collects equal assessments from all 32 lots. This declaration applies to all current and future owners and occupants.
- Residential use & occupancy: Lots may be used exclusively for single-family residential purposes. A 'Single Family' means one or more persons related by blood, marriage, or adoption, or a group of unrelated persons sharing a household. No further subdivision or separate conveyance of a portion of a lot is allowed.
- Architectural review: All exterior improvements, alterations, landscaping, and changes (including painting, antennas, and satellite dishes) require prior written approval from the Architectural Committee. If the committee does not disapprove within 30 days after receiving complete plans, the request is deemed approved.
- Assessments & fees: Each lot pays an equal share of common expenses. The Board sets regular assessments and may levy special assessments with a two-thirds vote of each membership class. Unpaid assessments accrue interest at 18% per year and become a lien on the lot, but are subordinate to prior recorded first mortgages.
- Pets & animals: Only a reasonable number of common household pets are allowed, kept as domestic pets and not for commercial purposes. No structure for animal housing may be visible from neighboring property. Dogs must be leashed (max 6 feet) when off the owner's lot, and owners must immediately remove droppings.
- Parking & storage: Vehicles must be parked only in the garage or driveway of the owner's lot; no parking on roadways except for deliveries or short-term guests. No exterior storage is permitted without Architectural Committee approval. Items like boats, trailers, and campers must be screened from view.
- Signs & advertising: No exterior signs or advertisements are allowed on any lot, except traditional mailboxes and residential nameplates. 'For sale' or 'for rent' signs are prohibited; the Association may maintain master signs at approved locations.
- Use restrictions (nuisances & maintenance): Lots must be kept clean and in good repair; no nuisances, unreasonable noise, or offensive activities. Open fires and incinerators are prohibited. Landscaping must be trimmed and free of weeds. Outside speakers, amplifiers, and wind chimes are not allowed. Lighting must be shielded and approved.
- Insurance & common area maintenance: The Association insures common areas (casualty, liability, workers' comp) and maintains them. Owners must maintain their own lots and may be charged for repairs caused by their negligence. Owners' insurance policies must not impair the Association's coverage.
Key facts from Crystal Bay at Desert Harbor's documents
- Community type
- Single-family residential subdivision with Homeowners Association as of 1995 (Recital B, C; Section 10.1)
- Legal name
- Crystal Bay at Desert Harbor Homeowners Association as of 1996 (Section 1.6)
- Units / lots
- 32 (Lots 1 through 32 inclusive) as of 1995 (Recital A)
- Developer / declarant
- Towne Development, Inc., an Arizona corporation as of 1996 (Recitals, page 1)
- Governing law
- Not explicitly stated; Arizona Revised Statutes Section 33-801 et seq. referenced for trustee definitions as of 1996 (Section 1.23)
- Assessments & dues
- Not fixed; set by Board from time to time. Initially commences within 60 days after first Lot sale to non-Declarant. as of 1995 (Section 4.1)
- Special assessments
- For construction, reconstruction, repair, replacement of Common Area improvements; requires 2/3 vote of each class. as of 1995 (Section 4.1 (last part))
- Collections & liens
- Association has lien for unpaid assessments, interest, costs, attorney's fees. Lien subordinate to prior recorded First Mortgage. Foreclosure in manner provided for realty mortgages or deeds of trust in Arizona. Personal obligation does not as of 1995 (Section 4.3, 4.4, 14)
- Reserves & fees
- Reasonable reserves required for contingencies, replacements, including replacement of Common Areas on periodic basis. Regular assessments to include reserves. as of 1995 (Section 4.1 (first paragraph) and Sectio)
- Pets
- Yes, reasonable number of generally recognized house or yard pets allowed as domestic pets, not commercial. as of 1995 (Section 10.14)
- Leasing & rentals
- Yes, with restrictions as of 1996 (Section 10.27)
- Parking & vehicles
- Motor vehicles owned or in custody of Owner/Occupant may be parked only in garage or on driveway on their Lot. No storage of motor vehicles on any Lot. as of 1995 (Section 10.7)
- Fences
- Not specifically; fences are Improvements requiring ARC approval. as of 1995 (Section 9.1)
- Architectural approval
- Yes. Architectural Committee approval required for all Improvements, alterations, painting, redecorating, excavations, landscaping, and other work that alters exterior appearance. as of 1995 (Section 9.1)
- Solar & roof
- Subject to ARC approval. as of 1995 (Section 9.1, 9.2)
- Home business
- No trade, business, profession or other commercial activity shall be conducted from or on any Lot. as of 1995 (Section 10.26)
- Signs & flags
- No exterior signs or advertisements except traditional mailboxes and residential nameplates. No 'for sale' or 'for rent' signs on Lots; Association may maintain master signs. as of 1995 (Section 10.20)
- Setbacks / home size
- All permanent buildings must be constructed entirely within allowable building area as depicted on Plat. as of 1995 (Section 10.3)
- Maintenance
- Not explicitly; exterior surfaces include roof (Section 10.9). Owner responsible. as of 1995 (Section 10.9)
- Insurance
- Association shall obtain casualty (all risk) on Common Areas for full insurable replacement cost; public liability ($1,000,000 min per occurrence); workmen's comp; fidelity bonds. Also may get other insurance. as of 1995 (Section 6.2, 6.3, 6.4, 6.7, 6.8)
- Use restrictions
- All Lots used exclusively for single family residential purposes as of 1996 (Section 10.1)
- Voting & meetings
- Class A: 1 vote per lot; Class B (Declarant): 3 votes per lot owned as of 1996 (Section 3.3)
Collections & enforcement records
Public records show 6 enforcement filings by this association between 2004 and 2014.
Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.
About this HOA
Crystal Bay at Desert Harbor is a homeowners association in Phoenix, AZ.
HOAproxy has 2 documents on file for Crystal Bay at Desert Harbor: 1 amendment and 1 CC&R. Last updated 2026-07-18.