Circle G at Silver Creek
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Circle G at Silver Creek's governing documents say
This is a Declaration of Covenants, Conditions and Restrictions for Circle G at Silver Creek, a single-family residential subdivision in Gilbert, Arizona (Phoenix area). It establishes a homeowners association (HOA) that governs the 35 lots, with rules focused on maintaining a rural/equestrian character. Living here means you own a lot and must comply with strict architectural, landscaping, and use restrictions, and pay assessments to the HOA.
- Horse privileges & animals: All lots have horse privileges, but no commercial breeding or boarding. Dogs and other animals must be fenced or controlled. Swine, guinea hens, peacocks, and geese are prohibited. Owners accept noise, odors, and flies typical of a rural equestrian area.
- Construction & minimum home size: Only one single-family residence per lot, plus accessory buildings (garages, barns, tack rooms). Minimum livable area: 3,000 sq ft for one-story, 2,600 sq ft for two-story (excludes garages and porches). Upper story cannot exceed 40% of total. Lot width must be at least 75 ft. Roofs must be tile or shake (no metal or asphalt shingles).
- Architectural review: All construction, additions, fences, and exterior changes require prior approval from the Architectural Control Committee. Submit two sets of plans and pay a review fee. If not acted upon within 60 days, approval is deemed granted unless conflicting with the Declaration or zoning.
- Landscaping requirements: A detailed front yard landscape plan must be approved before installation. Must include two 36-inch box canopy trees (e.g., orange, acacia, ash) placed 10 ft from the street curb. Plan must specify plants, sizes, granite color, etc. Installation must be completed within 180 days of certificate of occupancy. Gravel/granite driveways in front are prohibited.
- Parking & vehicles: Only private passenger cars and pickup trucks up to 3/4 ton may park on driveways. No campers, trailers, motor homes, or boats visible from the street. Inoperable vehicles must be inside an enclosed garage. ATVs, trail bikes, and similar vehicles may not use easements or vacant lots without HOA consent.
- Assessments & fees: Annual assessments are set by the Board, with a starting maximum of $540 per lot in 2003, increasing up to 5% per year (or CPI if greater) without a vote. Special assessments for capital improvements require 2/3 member vote. Assessments are a lien on the lot. Late payments accrue 12% interest and collection costs.
- Violations & fines: For noncompliance, a three-step notice process: first letter, second letter with warning, third letter giving 14 days to cure. After that, fines start at $25/week, doubling every 30 days until cured. Owners may request a hearing before fines are imposed.
- Irrigation & utilities: All lots are required to belong to the Irrigation Water Delivery District (IWDD). Owners must allow irrigator access. Natural gas service is available, and each home must install at least one gas water heater and one gas space heater, or pay a $1,000 fee. Utility lines must be underground except where prohibited.
Key facts from Circle G at Silver Creek's documents
- Community type
- Planned Community (Section 8.8)
- Developer / declarant
- Circle R Investments, LLC; WRO Enterprises, LLC; Barney Investments-Silver Creek, LLC; ELX, L.L.C. (Preamble and Section 1.8)
- Governing law
- Arizona Revised Statutes Title 33, Chapter 16 (Section 33-1807) (Section 8.8)
- Assessments & dues
- Maximum $540 until January 1, 2004; thereafter Board sets amount not exceeding max (Section 8.3)
- Special assessments
- Yes, for capital improvements; requires 2/3 vote of each class (Section 8.4)
- Collections & liens
- Lien created for assessments and late fees; may be foreclosed like mortgage; subordinate to first mortgage; sale extinguished prior assessments (Sections 8.8, 8.9)
- Reserves & fees
- Board may establish reserves for expenses, maintenance, taxes (Section 8.1B)
- Pets
- Yes, must be within fenced area or controlled; horses allowed on all lots; no swine, guinea hens, peacocks, geese; no commercial breeding (Section 3.6)
- Leasing & rentals
- Not prohibited; 'For Rent' signs allowed (Section 3.19)
- Parking & vehicles
- Prohibited on back of lot unless concealed from sight (Section 3.3)
- Fences
- Horse fences allowed; 6-ft block walls required on sides and rear (except certain lots); shared cost between adjoining owners; return walls to be same color/finish as residence (Sections 3.15, 3.16)
- Architectural approval
- 60 days from receipt of written request; if not acted upon, approval not required unless conflicting with Declaration or zoning (Section 4.6)
- Solar & roof
- Tile (clay or concrete) or shake (wood or concrete); no metal or asphalt shingle unless flat roof concealed by parapet (Section 3.7)
- Home business
- Permitted if legal, no delivery/shipment of goods, no adverse traffic/parking (Section 3.18)
- Signs & flags
- No advertising signs; only one 'For Sale' or 'For Rent' sign not exceeding 4 square feet per lot; signs required by legal proceedings allowed (Section 3.19)
- Setbacks / home size
- Minimum front 40 ft, side 20 ft, rear 40 ft, or as per Gilbert zoning whichever greater (Section 3.14)
- Maintenance
- Owners maintain lots, structures, landscaping, walls (shared costs); Association maintains common areas, landscaping in certain tracts, weed control on vacant lots; street lighting assessment (Sections 3.16, 3.20, 7.1)
- Use restrictions
- Lots are single-family residential; no business except home business using electronic equipment without goods delivery or increased traffic (Sections 3.1, 3.18)
- Voting & meetings
- Class A (owners): 1 vote per lot; Class B (Declarant): 3 votes per lot; cumulative voting allowed; suspension if assessment delinquent for 15 days (Sections 6.2, 6.4, 6.5)
- Amendments
- Before Class B ends: Declarant and 75% of lot owners; after Class B ends and before Dec 31, 2033: 75% owners; after 2033: 65% owners; must be recorded (Section 9.5)
Management & contact for Circle G at Silver Creek
- Management company
- L&B Association Consultants (per 2013 recorded contact filing; may have changed) (source)
Collections & enforcement records
Public records show 12 enforcement filings by this association between 2008 and 2020.
Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.
About this HOA
Circle G at Silver Creek is a homeowners association in Phoenix, AZ.
HOAproxy has 1 document on file for Circle G at Silver Creek: 1 CC&R. Last updated 2026-06-14.
Governing documents
- Declaration of Covenants (2003) (38 pages) — PDF