Cyprus Creek
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Cyprus Creek's governing documents say
Cyprus Creek is a single-family home HOA in Scottsdale, AZ — you own your lot and house, and the association maintains common areas and enforces rules through assessments and an architectural committee.
- What you own & maintain: You own your lot and all buildings and landscaping on it. The association maintains the common areas and certain improvements. Owners must keep their property in good repair and promptly replace dead landscaping.
- Architectural review: Any exterior alteration, new construction, excavation, or grading requires prior written approval from the Architectural Committee. Plans are deemed approved if not acted upon within 45 days. A deposit may be required for construction debris removal.
- Leasing & rentals: Leasing a lot requires prior written consent of the association. Leases for at least 30 consecutive days are not considered a business use. The association can enforce rules against tenants and recover enforcement costs from the owner.
- Assessments & fees: Annual assessments are levied per lot; the board cannot increase them more than 20% over the prior year without member approval. Special assessments require 67% member vote. Transfer and disclosure fees are set by the board.
- Use restrictions: Lots are for single-family residential use only (max 3 unrelated persons). Businesses are allowed only if not visible or audible from outside. No temporary buildings for residence, no nuisances, and no mineral exploration.
- Insurance: The association carries at least $1M general liability insurance and property insurance on common areas at full replacement cost. Owners should obtain their own insurance; association policies include no-subrogation and severability provisions.
- Amendments & termination: The declaration can be amended by 2/3 vote of lot owners. Termination requires 90% vote. Certain amendments also require consent of first mortgagees. The board may make minor amendments to conform to government requirements.
Key facts from Cyprus Creek's documents
- Community type
- Homeowners Association (Title: Cyprus Creek Homeowners' Associat)
- Legal name
- Cyprus Creek Homeowners' Association
- Developer / declarant
- Saratoga Homes, LTD, an Arizona corporation (Section 1.15)
- Governing law
- Arizona Revised Statutes, including A.R.S. Section 33-801 et seq. and A.R.S. Section 33-741 et seq. (Section 1.26)
- Assessments & dues
- Set annually by Board; divided equally among all Lots. (Sections 6.2.1, 6.4)
- Special assessments
- Requires assent of 67% of votes entitled to be cast by Members voting in person, by mail or by proxy at a meeting duly called. (Section 6.5)
- Collections & liens
- Association has lien on Lot for all assessments, fees, fines, penalties; may record Notice of Lien and enforce lien without notice or demand. (Sections 6.1, 6.14.2, 6.14.6)
- Reserves & fees
- Association may establish replacement and maintenance reserves; surplus may be carried forward. (Sections 6.2.1, 6.15)
- Pets
- Animals are matters governed by Association Rules; no explicit prohibition. (Section 3.12)
- Leasing & rentals
- Leasing or subleasing requires prior written consent of the Association. (Section 3.11)
- Parking & vehicles
- Motor vehicles, parking, trucks, trailers, campers, boats, towing are matters governed by Association Rules. (Section 3.12)
- Architectural approval
- No Exterior Alteration without prior written approval of Architectural Committee. (Section 3.1.4)
- Solar & roof
- Solar energy devices are matters governed by Association Rules. (Section 3.12)
- Home business
- Allowed if not visible or detectable from outside, conforms to zoning, consistent with residential character, and not a nuisance; leasing for 30+ days not considered business. (Section 3.9)
- Signs & flags
- Signs and flags are matters governed by Association Rules. (Section 3.12)
- Maintenance
- Association maintains Common Area and Association Property; Owners maintain their Lots and improvements thereon. (Sections 7.1.1, 7.2)
- Insurance
- Association shall maintain comprehensive general liability (min $1,000,000), property insurance (100% replacement cost), workers compensation, D&O liability, and other insurance. (Section 8.1)
- Use restrictions
- All Residential Units shall be used exclusively for residential use by a Single Family. (Section 3.9)
- Voting & meetings
- One vote per Lot owned; membership limited to Owners; voting may be by mail or proxy; suspension for delinquency or non-compliance. (Sections 5.7, 5.8, 5.9, 5.13)
Collections & enforcement records
Public records show 2 enforcement filings by this association in 2011.
Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.
About this HOA
Cyprus Creek is a homeowners association in Scottsdale, AZ.
HOAproxy has 3 documents on file for Cyprus Creek: 2 amendments and 1 CC&R. Last updated 2026-07-18.