Charlottes Ridge
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
No master association is identified in the selected chunks.
Proxies are permitted with no notarization or prescribed-form requirements identified — HOAproxy can deliver one for you.
Members may vote in person or by proxy; each proxy must be written, signed, dated, and filed before the meeting.confidence 90%
Three dogs or cats per lot may be kept.confidence 85%
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What Charlottes Ridge's governing documents say
This is a declaration of covenants, conditions, and restrictions for Charlotte's Ridge, a single-family residential subdivision in Clayton, North Carolina, governed by a homeowners association (HOA). It applies to all property owners and residents, establishing rules for property use, maintenance, and community standards.
- What you own & maintain: Each owner is responsible for maintaining their own unit (lot and dwelling), including exterior repairs, painting, and pressure washing, consistent with the community-wide standard. The association maintains common areas, including entrance signs, landscaping in public rights-of-way, and storm water drainage systems.
- Architectural review: Any exterior changes, including construction, landscaping, or alterations, require prior written approval from the Declarant (developer) or an architectural review committee. The reviewer has broad discretion based on aesthetics, and approval is not guaranteed even if guidelines are met.
- Leasing & rentals: The declaration does not prohibit leasing or transferring units, and the association cannot require consent for such actions. However, any lease must include a provision that the tenant is bound by the governing documents.
- Assessments & fees: The association levies assessments on all units to fund common expenses, including base assessments and potential special or specific assessments. The declaration does not specify the amount or frequency of assessments, but they are mandatory for all owners.
- Insurance: Owners must carry property insurance on their own improvements, and the association maintains blanket property, liability, and other insurance on common areas. In case of damage, owners must repair or reconstruct within six months, or clear the unit if not rebuilding.
- Rules & enforcement: The board can adopt and modify use rules, with notice and member input. Violations can result in fines, suspension of voting rights or services, and other enforcement actions, including legal action. The association may also record liens for unpaid assessments.
- What this document doesn't cover: This excerpt does not include specific use restrictions (e.g., parking, pets, noise) which are in a separate exhibit, nor does it specify assessment amounts, architectural guidelines, or details about amenities. It also does not address age restrictions or affordability requirements.
Key facts from Charlottes Ridge's documents
- Community type
- HOA (Charlotte's Ridge Homeowners Association)
- Developer / declarant
- RRT Development, LLC (Declaration, first paragraph)
- Assessments & dues
- $360.00 per year initial Base Assessment (8.1: The initial Base Assessment shall b)
- Special assessments
- Levied for unbudgeted expenses; requires >50% of a quorum of Class A votes and Class B approval if exists (8.3: Any such Special Assessment shall r)
- Collections & liens
- Association has lien for delinquent assessments, superior except taxes and first mortgages; may enforce by suit, judgment, judicial or nonjudicial foreclosure (8.7: The Association shall have a lien a)
- Reserves & fees
- Board must prepare and review at least annually a reserve budget for Area of Common Responsibility and include contributions in Common Expense budget (8.2: The Board shall prepare and review )
- Leasing & rentals
- Yes; no rule shall prohibit leasing or transfer of any Unit (3.4(e): No rule shall prohibit leasing o)
- Architectural approval
- Yes, prior written approval from Declarant (initially) or ARC required for any Work (4.2(a): no activity within the scope of )
- Home business
- May be restricted; Association can prohibit activities not normally associated with residential use (3.4(c): No rule shall interfere with act)
- Signs & flags
- Political signs: content cannot be regulated, but time, place, and manner may be regulated (including design criteria) (3.4(b): No rules shall regulate the cont)
- Insurance
- Deductible treated as Common Expense unless loss due to owner negligence, then assessed to owner as Specific Assessment (7.3(a): In the event of an insured loss,)
- Use restrictions
- Yes, Units intended for development as detached single-family residences (2.22: 'Unit': ...intended for developmen)
- Voting & meetings
- Two classes: Class A (one vote per Unit) and Class B (Declarant with additional rights) (6.3: Voting. The Association shall be tw)
About this HOA
Charlottes Ridge is a homeowners association in Association. Annual ... Clayton, NC.
HOAproxy has 2 documents on file for Charlottes Ridge: 1 articles of incorporation and 1 CC&R. Last updated 2026-04-27.