Bridgewater Property Owners' Association, Inc.
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What Bridgewater Property Owners' Association, Inc.'s governing documents say
Bridgewater is a planned single-family home community in Holden Beach, NC, governed by a homeowners' association (the Bridgewater Property Owners' Association). This document is the full set of protective covenants that run with the land, binding all current and future lot owners, tenants, and occupants. It covers what you can build, how you can use your property, and your obligations to the association.
- What you own & maintain: You own your lot and the single-family dwelling on it. The association maintains common elements (e.g., roads, stormwater systems, piers, docks, bulkheads) and provides exterior maintenance of roofs, gutters, downspouts, exterior building surfaces, and brick walls. You are responsible for interior maintenance, windows, doors, and heat pumps.
- Architectural review: Any new structure, exterior change, or addition (including fences, decks, sheds, landscaping changes, and color changes) requires prior written approval from the declarant or an architectural committee. Plans must be submitted; if no decision within 30 days, approval is deemed given. Construction must be completed within 12 months of starting.
- Leasing & rentals: Rentals are allowed, but each lease must be for a continuous term of at least three months. Short-term or vacation rentals are not permitted.
- Parking & vehicles: Each lot is entitled to two parking spaces. No trucks over 3/4-ton capacity, boats, campers, trailers, or mobile homes may be parked on lots or streets. All vehicles must be parked in designated spaces or garages. Inoperable or unregistered vehicles are prohibited and may be towed.
- Pets: Dogs, cats, and other household pets are allowed, but not for commercial purposes. Pets must be leashed and escorted outside the lot, and owners must promptly remove all excrement from common areas and other lots.
- Use restrictions & nuisances: Lots are for single-family residential use only. No temporary structures (trailers, tents) as residences. No wood-burning fireplaces. Window coverings must be off-white from the outside. Exterior lights must be clear, white, or non-frost. No outside antennas or satellite dishes without approval. No signs except for declarant's sales/rental signs. No activity that increases insurance rates or creates a nuisance.
- Assessments & fees: All lot owners pay general assessments for common expenses, plus potential special assessments for capital improvements (requires majority vote) or emergency repairs (board can levy without vote). A one-time working capital assessment equal to one quarter-year's general assessment is due at closing. Assessments are a continuing lien on the lot; unpaid amounts accrue interest and may lead to suspension of voting rights and common area use.
Key facts from Bridgewater Property Owners' Association, Inc.'s documents
- Community type
- planned community subject to The Planned Community Act, Chapter 47F of the North Carolina General Statutes (Page 1, WHEREAS clause)
- Developer / declarant
- Holden Beach Enterprises, Inc., a North Carolina corporation (Page 1, opening paragraph)
- Governing law
- North Carolina Planned Community Act (Chapter 47F of the NC General Statutes) (Page 1, WHEREAS clause; Article 3 Sectio)
- Assessments & dues
- Executive Board fixes amount at least 30 days in advance of each period; budget presented to members per NCGS 47F-3-103(c). Uniform rate for all Lots. (Article 6 Section 7 (Page 10); Section 3)
- Special assessments
- Yes, for capital improvements with majority vote of each class; for sewer/stormwater systems, Executive Board may assess without vote. (Article 6 Section 4 (Page 9))
- Collections & liens
- Unpaid assessments become a lien upon filing notice in Brunswick County; foreclosure like mortgage under NCGS Chapter 45 Article 2A; personal obligation of owner at time due. (Article 6 Section 8 (Page 10))
- Reserves & fees
- Reasonable reserves included in common expenses; surplus applied to next year's assessments. (Article 1 Section 5 (Page 1); Article 6 )
- Pets
- Dogs, cats, or other household pets allowed, but not for commercial purposes, must be leashed, not nuisance. (Article 11 Section 7 (Page 17))
- Leasing & rentals
- Each Owner has absolute right to lease, subject to at least 3 months continuous term. (Article 11 Section 19 (Page 19))
- Parking & vehicles
- Each Lot entitled to use of not more than 2 vehicle parking spaces as near as possible. All vehicles must be parked only in designated parking space or garage. (Article 4 Section 17 (Page 5); Article 1)
- Fences
- Fence requires ARC approval as an improvement (Article 8 Section 1 includes fence). No specific fence height or material restrictions stated. (Article 8 Section 1 (Page 15))
- Architectural approval
- Yes, for any structure, building, improvement, exterior addition or alteration, including change of color. Submitted to Declarant or architectural committee (3+ reps appointed by Declarant). (Article 8 Section 1 (Page 15))
- Solar & roof
- Subject to ARC approval including color (Article 8 Section 1). No specific colors stated. (Article 8 Section 1)
- Signs & flags
- No 'For Sale' or other signs except Declarant's sales signs on its lots. (Article 11 Section 4 (Page 17))
- Maintenance
- Association provides exterior maintenance including roofs. (Article 10 (Page 16) - "paint, repair, r)
- Insurance
- Max deductible $1,000 if available at reasonable rate; difference between policy deductible and $1,000 paid by Association as Common Expense. (Article 7 Section 2(b) (Page 11))
- Use restrictions
- All lots shall be used for single family residential purposes except Declarant's sales/rental offices. (Article 11 Section 1(a) (Page 17))
- Voting & meetings
- One vote per Lot. Two classes: Class A (owners other than Declarant) one vote per Lot; Class B (Declarant) three votes per Lot until conversion conditions met. (Article 5 Section 2 and Section 3 (Pages)
About this HOA
Bridgewater Property Owners' Association, Inc. is a homeowners association in Holden Beach, NC.
HOAproxy has 1 document on file for Bridgewater Property Owners' Association, Inc.: 1 recorded document. Last updated 2026-07-11.