Harbor Bay

Holden Beach, NC
TypeHOA
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What Harbor Bay's governing documents say

Harbor Bay is a single-family home subdivision in Bolivia, NC, governed by a homeowners' association (Harbor Bay Property Owners Association). The rules apply to all lot owners and their tenants, guests, and contractors. The community is designed for detached single-family homes only, with strict architectural controls and use restrictions.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from Harbor Bay's documents

Reflects the 2007 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Covenant / Planned Community
Units / lots
105 (Parcel count within mapped boundary (cou)
Developer / declarant
SILVER HILL DEVELOPMENT, LLC, a North Carolina limited liability company (Opening paragraph)
Governing law
North Carolina Planned Community Act (Chapter 47F of the General Statutes) (Article I, Section 3)
Assessments & dues
Maximum Annual Assessment for 2007: $125.00 per Single Family Lot (Article IV, Section 8(a))
Special assessments
Requires approval by affirmative vote of at least 67% of votes cast by each Class of Members (Article IV, Section 9)
Collections & liens
Each Assessment is a continuing lien on the real property; lien prior to all other liens except taxes and previously recorded mortgages; may be foreclosed like mortgage or deed of trust (including power of sale under NC law) (Article IV, Sections 2, 3, 10(a))
Reserves & fees
Association may establish reserves for contingencies, emergencies, major maintenance, repairs and replacement of Common Elements (Article IV, Section 7)
Pets
Dogs, cats or other household pets may be kept; not for commercial purposes (Article VIII, Section 5)
Parking & vehicles
No motor home or travel trailer may be occupied overnight on any lot for residential or other use (Article VIII, Section 3)
Architectural approval
No site preparation, construction, alteration, installation of improvements or landscaping without written approval of Architectural Control Committee (Article VI, Section 5)
Setbacks / home size
No residential building of less than 1,300 square feet of heated space shall be constructed upon any lot (Article VIII, Section 1)
Maintenance
Owner responsible for own property; Association responsible for maintenance of Common Elements (including landscaping, structures, stormwater facilities, etc.) (Article V, Section 1; Article VI, Sectio)
Insurance
Property insurance on Common Elements (at least 80% replacement cost); liability insurance covering death, bodily injury, property damage from use of Common Elements (Article V, Section 6(a))
Use restrictions
No lot shall be used except for single family residential purposes (Article VIII, Section 1)
Voting & meetings
Class A (each Owner one vote per Single Family Lot) and Class B (Declarant six votes per lot); Class B ends at Period of Declarant Control (Article II, Section 2)
Amendments
Prior to first conveyance to non-Declarant, Declarant may unilaterally amend. After first conveyance, Declarant may amend if no material adverse effect on other Owners. Otherwise, amendment requires affirmative vote or written agreement of (Article IX, Sections 1-4)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Harbor Bay is a homeowners association in Holden Beach, NC.

HOAproxy has 1 document on file for Harbor Bay: 1 CC&R. Last updated 2026-06-10.

Governing documents

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