Bermuda Landing

What Bermuda Landing's governing documents say

Bermuda Landing is a single-family home community in North Topsail Beach, NC, governed by a homeowners' association. This document is a 2020 amendment that changes specific rules about exterior maintenance, architectural control, storm protection, and insurance requirements. It does not contain the full set of community rules.

• Exterior maintenance & roof replacement: The association maintains exterior building surfaces, trees, shrubs, grass, walks, and roofs, but not decks, windows, glass, gutters, or downspouts. Owners are responsible for end-of-life roof replacement, but the association pays up to 50% of the cost with board approval. If damage is caused by an owner's negligence or certain perils, the owner pays the full cost.
• Architectural review: No exterior changes (buildings, fences, decks, sheds, satellite dishes, etc.) may be made without written approval from the board or a committee. Approval may be based on any grounds, including aesthetics. If no action is taken within 30 days after all requested data is submitted, the owner may proceed.
• Storm protection: Hurricane shutters, plywood, and temporary storm coverings may only be used during hurricane season (June 1–November 30) or when a named storm or severe weather threatens. They must be removed no later than December 30 each year.
• Insurance requirements: Each lot owner must carry hazard, wind/hail, and (if in a Special Flood Hazard Area) flood insurance covering 100% of replacement cost. Owners must provide proof of insurance to the association at or within 30 days before the annual meeting. Failure results in a $100 per month fine.
• Financial reporting: The association is no longer required to produce an annual audited statement. Instead, a compilation, review, or audit may be required by a majority vote of the board or a majority of lot owners at a meeting.
• What this document doesn't cover: This amendment does not address leasing restrictions, pet limits, parking, age restrictions, or assessment amounts. Those rules would be in the original Declaration or other governing documents.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.