Inland

What Inland's governing documents say

Village Creek Subdivision is a standard single-family home HOA in North Topsail Beach, NC. This declaration establishes the homeowners association, sets rules for all lots, and binds all owners and residents. The document covers assessments, use restrictions, architectural control, and insurance, but does not include specific age restrictions, rental caps, or pet limits.

• What you own & maintain: You own your lot and dwelling unit. You must maintain your yard (grass no taller than 6 inches) and exterior, and cannot alter the exterior without written approval. The association maintains common areas, including private roads, landscaping, and recreational facilities.
• Assessments & fees: Initial annual assessment is $200, can be increased up to 5% yearly without a vote. Special assessments over $2,500 per item or $5,000 aggregate require 2/3 member vote. A working capital fee of 1/6 of annual assessment is due at first sale. Late charges: $20 or 20% of delinquent amount, plus 10% annual interest.
• Architectural review: Any exterior change (building, fence, driveway, paint color, etc.) requires prior written approval from the board or architectural committee. Approval may be based on aesthetic harmony. Declarant controls the committee during the development period.
• Parking & vehicles: No trailers, RVs, boats, trucks over 1 ton, or vehicles with markings over 4 inches may be parked outside a closed garage. Maximum 4 operative vehicles per lot. Inoperative vehicles must be garaged with door closed. No auto repairs outside garage. Violators may be towed at owner's expense.
• Use restrictions: Lots are for residential use only. No business, trade, or profession allowed, though a home office is permitted if it doesn't increase traffic or disturb neighbors. No signs, awnings, or antennas without approval (except American flag).
• Insurance: Association carries master property and liability insurance on common areas. Owners must insure their own dwelling and contents, and carry personal liability coverage. Owners are responsible for insurance deductibles if they cause damage to common areas.
• Leasing & rentals: The document does not specify lease term minimums or rental restrictions beyond requiring compliance with all rules. Tenants have non-transferable common area use rights.
• What this document doesn't cover: This declaration does not include age restrictions, pet limits, or specific rental caps. Those may be addressed in separate rules and regulations adopted by the board.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.