Clay Crossing

What Clay Crossing's governing documents say

Clay Crossing is a single-family home subdivision in Wilmington, NC, governed by a homeowners' association (HOA). This document is the full set of covenants, conditions, and restrictions (CC&Rs) that apply to all lot owners, covering property use, maintenance, assessments, and architectural control.

• Property use & occupancy: Lots are for single-family residential use only. Minimum heated floor area: 1,300 sq ft for single-level homes, 1,500 sq ft for 1.5- or 2-story homes. Maximum impervious surface per lot is 4,000 sq ft. No mobile homes, trailers, or temporary structures are allowed.
• Architectural review: All exterior changes, including construction, additions, color changes, fences, and landscaping, require prior written approval from the Declarant or an architectural committee. Plans are deemed approved if not acted on within 30 days of complete submission.
• Assessments & fees: All lot owners must pay general assessments for common expenses, plus possible special assessments for capital improvements. A working capital assessment equal to one year's general assessment is due from each new owner at closing. Late payments incur 10% interest and may lead to liens.
• Maintenance responsibilities: Owners must keep their lots mowed, neat, and free of debris. The association maintains common elements, stormwater systems, and landscaped areas within road rights-of-way. If an owner fails to maintain, the association may step in and charge the owner plus a 15% service fee.
• Parking & vehicles: No overnight parking of trucks over 1 ton, boats, campers, trailers, or similar vehicles on streets or lots unless stored in an enclosed garage. No junk or unlicensed vehicles. Street parking is subject to board policy. Emergency vehicle access requires no street parking.
• Leasing & rentals: Leases must be for at least six months. Owners may delegate use of common elements to tenants. No short-term or vacation rentals are explicitly addressed beyond the minimum lease term.
• Pets & animals: No specific pet restrictions are mentioned in this document. The association may adopt rules and regulations regarding pets.
• Stormwater & environmental restrictions: Lots are subject to state stormwater permit requirements. Maximum built-upon area is 4,000 sq ft. Owners must maintain swales and buffers; no piping or filling of swales without approval. The state is a beneficiary of these covenants.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.