Cottage Grove

What Cottage Grove's governing documents say

Cottage Grove is a planned single-family home community in Wilmington, NC, governed by a homeowners association (HOA). This Master Declaration of Protective Covenants establishes the rules and structure for the community, binding all lot owners. The HOA maintains common areas and enforces architectural standards.

• What you own & maintain: You own your lot and the structures on it, and you must maintain them to the 'Community-Wide Standard.' The HOA maintains common areas like private roads, landscaping, and stormwater systems.
• Architectural review: All exterior changes, including construction, landscaping, tree removal, and color changes, require prior written approval from the Architectural Review Committee (ARC). The ARC has 45 days to respond; if no response, approval is deemed given.
• Assessments & fees: The HOA levies annual Master Assessments, plus possible Special Assessments (up to $250/year without member vote) and Individual Assessments for specific services or violations. A working capital assessment equal to one year's budgeted assessment is due upon purchase from a non-builder.
• Leasing & rentals: The document does not restrict lease terms or require owner occupancy. Leases must comply with all rules, and the owner remains liable for damage caused by tenants.
• Pets: The document does not address pet restrictions.
• Subdivision & lot use: Lots cannot be subdivided except to enlarge an adjoining lot, and each lot can have only one single-family dwelling. The developer may adjust lot lines during the control period.
• Developer control period: The developer (Declarant) retains Class B membership with 15 votes per lot until it owns no lots, January 1, 2046, or it voluntarily converts. During this period, the developer appoints the board and ARC.
• What this document doesn't cover: This document does not specify age restrictions, rental caps, pet limits, parking rules, or amenity details (e.g., pool, clubhouse). Those may be in separate rules or amendments.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.