White Oak Apartments
Recorded covenants run with the land, but there is no mandatory homeowners association collecting dues.
substantial declaration text with NO association/board/assessment/common-area language
We didn't find proxy provisions in the governing documents on file. This usually means the bylaws haven't been uploaded yet.
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What White Oak Apartments's governing documents say
White Oak Apartments is a Low-Income Housing Tax Credit (LIHTC) rental community in Wilmington, NC. This declaration binds the property owner (not you as a tenant) to rent and income restrictions for 30+ years, ensuring many units stay affordable to low-income households. As a tenant, these rules guarantee your rent is capped and your income qualifies, but you don't have to follow a separate homeowners' rulebook.
- Affordability: income limits: At least 40% of units must be rented to households earning 60% or less of the area median income, and at least 40% of those must be occupied by households earning 50% or less of median income. Additional state requirements: 50% of qualified units must be affordable to households at or below 50% of county median income, and 25% to households at or below 40% of county median income.
- Rent restrictions: All low-income units have maximum gross rents set by the tax credit program (Section 42 of the IRS Code). The owner cannot raise rent above that cap for as long as the building is covered — typically 30 years from the initial 15-year compliance period.
- Lease term & tenant protections: There's no minimum lease term stated here, but the owner cannot evict low-income tenants without good cause for three years after the income/rent restrictions end. The owner must accept Section 8 vouchers and cannot refuse tenants because of voucher status.
- Owner obligations & enforcement: The owner must keep the project as rental housing, cannot convert common areas or demolish buildings without permission, and must allow annual income recertifications. Tenants (or prospective tenants) can sue the owner to enforce these rules if they're broken.
- What this document doesn't cover: This is a land-use restriction for the property owner, not a homeowners' rulebook. It doesn't include pet rules, parking, noise limits, architectural standards, or amenities — those would be in your individual lease or property management policies.
Key facts from White Oak Apartments's documents
- Community type
- rental housing development (low-income housing tax credit project) (WHEREAS: 'Owner is the owner of a rental)
- Developer / declarant
- White Oak Apartments, LP (First paragraph: 'by WHITE OAK APARTMENT)
- Governing law
- Section 42 of the Internal Revenue Code of 1986, as amended (WHEREAS: 'Section 42 of the Code', and S)
- Leasing & rentals
- Yes, units must be leased to low-income tenants (Section 3(g)(i): 'all units eligible for)
- Use restrictions
- Yes, units must be used for rental housing only (Section 3(k): 'not permit the use of any)
- Amendments
- Amendment requires written consent of NCTRAC (Section 8(c): 'no amendment(s) ... shall)
Related associations
Overlaps: Wendover South
Nearby (within 500 m): Princeton Place · Cottage Grove · Clay Crossing · Gorman Plantation · El Ogden · The Cedars at Gorman Plantation · Queens Point · Covil Estates · Brandywine Subdivision · Jacobs Run · Pepper Tree at Covil Estates
About this HOA
White Oak Apartments is a homeowners association in Wilmington, NC.
HOAproxy has 2 documents on file for White Oak Apartments: 1 CC&R and 1 recorded document. Last updated 2026-07-13.
Governing documents
- Municipal Covenant (stormwater/city code) (2004) · Bk 4453/Pg 468 (12 pages) — PDF
- Document (12 pages) — PDF