Pepper Tree at Covil Estates

Wilmington, NC
TypeHOA
ProfileHOA
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What Pepper Tree at Covil Estates's governing documents say

Pepper Tree at Covil Estates is a single-family home subdivision in Wilmington, NC, governed by a homeowners' association (HOA). All lot owners are automatically members of the HOA and also of a separate amenities corporation (Covil Estates Amenities, Inc.) that operates shared facilities like a pool, tennis courts, and clubhouse. The rules cover property use, architectural controls, assessments, and maintenance responsibilities.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from Pepper Tree at Covil Estates's documents

Reflects the 1994 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Homeowners Association (Article I, Section 1 - Association defin)
Legal name
PEPPER TREE at COVIL ESTATES HOMEOWNERS' ASSOCIATION, INC.
Developer / declarant
DALLAS HARRIS REAL ESTATE-CONSTRUCTION, INCORPORATED, a North Carolina corporation (Preamble and Article I, Section 7)
Assessments & dues
Amount fixed annually by Board of Directors; first assessment set prior to conveyance of first lot. (Article VI, Section 3)
Special assessments
For capital improvements on Common Area; requires assent of 2/3 of members voting in person or by proxy at a meeting called for that purpose. (Article VI, Section 4)
Collections & liens
Assessments are a continuing lien on the property; Association may foreclose. Lien subordinate to first mortgage. Personal obligation also exists. (Article VI, Sections 1, 10, 11)
Reserves & fees
Assessment not paid within 30 days after due date bears interest from due date at the highest rate allowable by law. (Article VI, Section 10)
Pets
Dogs, cats, or other household pets may be kept, provided not for commercial purposes and not allowed to run free; must be properly leashed. (Article VIII, Section 6)
Leasing & rentals
Not explicitly regulated; tenants are mentioned in the context of assessments and maintenance obligations, implying leasing is permitted. (Article VI, Section 9; Article VII, Sect)
Parking & vehicles
Off-street parking for at least 4 automobiles must be provided on each lot prior to occupancy. Parking areas and driveways shall be constructed of concrete or other approved material. (Article VII, Section 3f)
Fences
No fences shall at any time be placed or permitted to remain on any lot without approval of Declarant or ARC. (Article VII, Section 3e)
Architectural approval
No dwelling, wall, or other structure shall be erected, nor exterior addition/alteration (including painting) made until plans approved in writing by Declarant or Architectural Control Committee. After sale of all lots, approval by Board or (Article VII, Section 2)
Home business
Not explicitly allowed; accessory buildings not to be used for any activity normally conducted as a business; residential use only implies prohibition. (Article VII, Section 3d; Article VIII, S)
Signs & flags
No signs, including 'For Sale'/'For Rent', without express written permission of Declarant/Association, except as required by law. Declarant may place signs on lots and Common Area during development. Permitted signs shall be placed in appr (Article VIII, Section 12)
Setbacks / home size
No specific front, rear, or side setback lines established; but no dwelling shall be constructed closer than 5 feet to any dwelling on adjoining lot (separation between buildings on adjoining lots at least 5 feet). Side line restrictions ma (Article VII, Section 3b)
Maintenance
Association maintains Common Area, roadways, plantings, lighting, and all front yards, exterior surfaces of structures (except glass and roofs). Owner responsible for glass surfaces, roofs, and interior. Association also maintains all utili (Article VII, Section 4)
Insurance
Any deductibles payable by the Association upon loss shall be a common expense and included in the Insurance Assessment. (Article VI, Section 6)
Use restrictions
No lot shall be used for any purposes except residential purposes; each lot restricted to single family dwelling. (Article VIII, Section 1)
Voting & meetings
One vote per lot owned. When multiple owners, vote as they determine among themselves, but only one vote per lot. (Article IV, Section 2)
Amenities
Covil Estates Amenities, Inc. owns and operates pool, tennis courts, clubhouse, and related common area. All members of Pepper Tree HOA are members of Covil Estates Amenities, Inc. and subject to its CC&Rs, By-Laws, Rules and Regulations. (Article I, Section 12; Article VI, Secti)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

Management & contact for Pepper Tree at Covil Estates

From public records (state HOA registry or the association's site); may be out of date — verify before relying on it.

Related associations

Part of: Covil Estates

Nearby (within 500 m): El Ogden · Covil Crossing at Covil Estates · Gorman Plantation · The Cedars at Gorman Plantation · Snug Harbour at Covil Estates · Wessex at Covil Estates · Cottage Grove · Vantage Point at Covil Estates · Pebble Cove HOA · Key Colony at Covil Estates · White Oak Apartments

and 3 more nearby

About this HOA

Pepper Tree at Covil Estates is a homeowners association in Wilmington, NC.

HOAproxy has 7 documents on file for Pepper Tree at Covil Estates: 5 recorded documents and 2 amendments. Last updated 2026-08-22.

Governing documents

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