Cove Point HOA

Key facts from Cove Point HOA's documents

Reflects the 1991 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

Homeowners Association (HOA) for single-family residential subdivision (Article I, Section 1 (Association defini)

Governing law

North Carolina General Statutes (implied by references to State law and recording requirements) (Not explicitly stated, but references to)

Assessments & dues

Initially maximum $900 per lot; Board sets amount each year. (Declaration Art. VII, Section 3(C))

Special assessments

May be levied for capital improvements with assent of 2/3 of members voting in person or by proxy at a meeting called for that purpose. (Declaration Art. VII, Section 4)

Collections & liens

Assessments constitute a continuing lien on the lot; Association may foreclose the lien. Personal obligation also on the owner at time assessment fell due. (Declaration Art. VII, Section 1; Section)

Reserves & fees

Excess assessments shall be deposited into a capital reserve account for replacement, repair or maintenance of common elements (unless Board determines otherwise). (By-Laws Art. VII, Section 4)

Pets

Yes, dogs, cats, or other household pets may be kept, but not for commercial purposes. (Declaration Art. IX, Section 6)

Leasing & rentals

Not explicitly prohibited; acceptance of a lease constitutes agreement to Declaration provisions. No specific restrictions on leasing found. (Declaration Art. XI, Section 4 (lease re)

Parking & vehicles

Not explicitly prohibited, but recreational vehicles and boats are not permitted on streets. Inoperable vehicles not permitted on streets. Repairs not allowed in driveways (only garages, not visible from street). (Declaration Art. IX, Sections 5, 10, 11)

Fences

No fences shall be placed or permitted to remain on any lot without approval of Declarant or Architectural Control Committee. (Declaration Art. VIII, Section 3(E))

Architectural approval

Yes, for any dwelling, wall, other structure, exterior addition or alteration (including painting) on any lot. (Declaration Art. VIII, Section 2)

Solar & roof

Exterior finishing (including painting) must be approved; no specific colors listed, but harmony of external design is required. (Art. VIII, Section 2; Section 3(C) (comp)

Home business

Not explicitly prohibited in dwelling, but accessory buildings shall not be used for any activity normally conducted as a business. General nuisance clause may restrict commercial activity. (Declaration Art. VIII, Section 3(D); Art)

Signs & flags

No 'For Sale' signs or any other signs permitted on any lot or common area without permission of Board; except Declarant may display a sign conforming to New Hanover County Sign Ordinance on unsold lots. (Declaration Art. IX, Section 13)

Setbacks / home size

No specific setback lines established; but no dwelling shall be constructed closer than 15 feet to an adjoining property line. (Declaration Art. VIII, Section 3(B))

Maintenance

Owner (as part of dwelling maintenance); Association is not responsible unless caused by insured perils and common area? Not explicitly stated, but general rule: owner maintains lot and structures. (Art. VIII, Section 4 (cost of maintenanc)

Insurance

Deductibles payable by Association are a common expense (added to annual assessment). (Declaration Art. VII, Section 6)

Use restrictions

Lots shall be used only for residential purposes (except Common Area may be used for recreational purposes). All numbered lots restricted to single-family dwellings. (Declaration Art. IX, Section 1)

Voting & meetings

One vote per lot owned. Joint owners collectively one vote; proxy allowed. (Declaration Art. V, Section 2; By-Laws A)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.