Smith Creek Estates
Recorded covenants run with the land, but there is no mandatory homeowners association collecting dues.
We didn't find proxy provisions in the governing documents on file. This usually means the bylaws haven't been uploaded yet.
Documents
Proxy voting
Real HOA decisions get made by proxy, before the meeting ever happens.
Follow this HOA
Get an email when new documents or answers land for this community.
Ask a chatbot about the governing documents
Help unlock answers for this community
HOAproxy makes communities' governing documents searchable in plain English.
We don't have the CC&Rs, bylaws, or rules for this HOA yet — so there's nothing to ask about right now. If you have them, adding them takes a minute and lets this assistant answer questions for every neighbor who looks up this HOA next.
Location
Add documents
Have the CC&Rs, bylaws, or rules for this community? Upload them and we'll make them searchable for your neighbors.
Edit HOA details
Add or correct the website and location for this HOA.
What Smith Creek Estates's governing documents say
Smith Creek Estates is a single-family home subdivision in Wilmington, NC. These covenants run with the land and bind all lot owners, ensuring the neighborhood remains attractive residential property. The developer originally set these rules, and they automatically renew every 10 years unless a majority of owners votes to change them.
- Residential use only: All lots are for single-family residential use only. No house trailer, mobile home, shack, or temporary structure may be used as a residence.
- Building size & materials: Dwellings must be at least 900 square feet (exterior foundation, excluding porches, garages, etc.) and no more than 2.5 stories. Exterior materials must be wood, stone, brick, brick-veneer, tile/stucco, concrete/stucco, or asphalt shingles; garages and carports must match.
- Architectural & site approval: Plans and location of any building must be approved by the developer (or agent) before construction. If no response within 10 days, approval is not required as long as other rules are met and the building harmonizes with existing ones.
- Setbacks & lot subdivision: No fixed setback lines are established; instead, the developer controls and approves the site and location of all structures. Lots may not be resubdivided unless the part becomes part of a whole lot, with developer approval.
- Fences & signs: Fences must be wood or chain link and cannot be placed nearer the front street line than the rear corners of the house. Signs are limited to private name plates and 'For Rent' or 'For Sale' signs.
- Nuisances & prohibited activities: No noxious or offensive trade or activity is allowed. No domesticated farm animals or fowl may be kept. Unsightly inoperative junk cars and eyesores are prohibited, and unmaintained yards may be cleaned up at the owner's expense (with a lien).
- Utilities & easements: Water must come from the community water system; no wells without consent. Sewerage must connect to the community system. The developer reserves easements for utilities (electric, phone, cable, gas, sewer, water) over the rear 10 feet, front 10 feet, and 10 feet along one side of each lot, and may cut drainways and trees as needed.
- Duration & amendment: These covenants run for 20 years from July 1979, then automatically extend for successive 10-year periods unless a majority of lot owners votes to revoke or amend them.
Key facts from Smith Creek Estates's documents
- Community type
- single family residential subdivision (Section 1)
- Developer / declarant
- H & H DEVELOPMENT CORP. (Beginning of document)
- Use restrictions
- Yes (Section 1: 'All lots ... shall be used f)
Related associations
Nearby (within 500 m): Eastwood Business Park · The Eastwood Center · Garris Subdivision · 215 Racine · Market Place Office Park One Condominiums · Ashton Townhomes Association Inc. · Gateway Business Park
About this HOA
Smith Creek Estates is a homeowners association in Wilmington, NC.
HOAproxy has 2 documents on file for Smith Creek Estates: 1 CC&R and 1 recorded document. Last updated 2026-07-13.
Governing documents
- Declaration of Covenants (1980) · Bk 1170/Pg 0975 (4 pages) — PDF
- Document (3 pages) — PDF