Providence Cove Homeowners Association, Inc.

What Providence Cove Homeowners Association, Inc.'s governing documents say

Providence Cove is a single-family home HOA in Collin County, Texas. This document is a collection of the association's governing documents, including the Community Manual, Bylaws, Fine and Enforcement Policy, and Assessment Collection Policy. It establishes the rules for how the association operates, how violations are handled, and how assessments are collected. The actual use restrictions (e.g., architectural standards, pet limits) are not included here.

• Association governance & meetings: The Board of Directors runs the association. After the Development Period ends, homeowners elect three directors for staggered terms. Board meetings require 3 days' notice to directors; members get notice 10–60 days before meetings. Meetings can be held electronically.
• Fines & enforcement process: Before fining or suspending common-area rights, the association must send a written violation notice describing the issue and giving a reasonable cure period (if curable). The owner can request a hearing within 30 days. Repeated violations within 6 months may bring escalating fines. The initial fine schedule is attached but amounts are not specified in the text.
• Assessments & collection: Regular assessments are due annually and payable monthly. Late fees (1.5% per month) and collection costs are charged. The association can accelerate the balance after 15 days' notice. Payment plans of 3–18 months are available. Returned checks incur a $25 fee.
• Owner rights & records: Owners can inspect and copy association books and records, subject to restrictions in Texas Property Code Section 209.005 and the association's Records Inspection Policy. Meeting minutes are available. Owners may request a recount of votes within 20 days of an election.
• Voting & elections: Members vote in person, by proxy (valid up to 11 months), absentee ballot, or electronic ballot. Quorum is 20% of total votes. Each lot has one vote. Director removal requires a majority of votes entitled to be cast.
• Indemnification: The association indemnifies directors, officers, and committee members against liabilities and expenses arising from their service, except for bad faith, intentional misconduct, or improper benefit. The indemnification is to the maximum extent allowed by law.
• What this document doesn't cover: This collection of documents does not include the actual use restrictions (e.g., architectural standards, landscaping rules, parking regulations) or the Declaration of Covenants, Conditions, and Restrictions. Those are recorded separately and control in case of conflict.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.