Amber Trails (Fort Worth) Homeowners' Association

What Amber Trails (Fort Worth) Homeowners' Association's governing documents say

This is a collection policy for the Amber Trails (Fort Worth) Homeowners' Association, a single-family HOA in Fort Worth, Texas. It explains how the association collects unpaid assessments (dues) from homeowners, including late fees, interest, collection steps, and potential liens or foreclosure. This document is for homeowners in the community who want to understand what happens if they fall behind on HOA dues.

• What this document covers: This is the HOA's official policy for collecting delinquent assessments (regular and special). It outlines the process from late fees to potential foreclosure, and applies to all homeowners in the community.
• When assessments are due & late fees: Regular assessments are due on the first calendar day of the month. If not paid by the late date, the HOA can charge late fees and interest at the highest rate allowed by Texas law.
• Collection steps & timeline: The HOA follows a series of steps: initial collection letter (30-45 days late), intent to report to credit bureau (60-75 days), credit bureau reporting (90-105 days), title search (120-135 days), lien filing (150-165 days), and referral to attorney for lawsuit or foreclosure (190-200 days). Fees are charged at each step.
• Fees & costs you may owe: You may be charged a $10 processing fee for the initial letter, $59.54 for credit bureau reporting, $90 for a title search, plus attorney fees and other collection costs. All fees are subject to change.
• Payment plans: The HOA must offer a payment plan with a minimum term of 3 months and a maximum of 18 months from the date requested, for owners who need to catch up on delinquent assessments.
• Liens & foreclosure: If you don't pay, the HOA can file a lien on your home and eventually foreclose. You'll be notified before a lien is filed, and you have a chance to pay to avoid it.
• Suspension of amenities: If your account is delinquent for at least 30 days, the HOA can suspend your use of common area amenities (like pools or parks) until you pay.
• What this document doesn't cover: This is only the collection policy. It does not include the full HOA rules (like architectural guidelines, pet rules, or rental restrictions) or the amount of regular assessments. Those are in the community's Declaration and other governing documents.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.