Loan Oak

Key facts from Loan Oak's documents

Reflects the 2025 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

Single-family residential subdivision with homeowners association (Article 1 - Association definition; Arti)

Units / lots

Maximum Number of Lots: one thousand eight hundred (1,800) (Article 1 - Maximum Number of Lots defin)

Developer / declarant

GRBK EDGEWOOD LLC (Texas limited liability company) and CENTURY LAND HOLDINGS OF TEXAS, LLC (Colorado limited liability company) (Page 1 (opening paragraph); Article 1 - )

Governing law

Texas Local Government Code, Texas Election Code, Chapter 372, Texas Government Code (Article 1 - Applicable Law definition; S)

Assessments & dues

By the Board (regular assessments) (Section 6.3)

Special assessments

Permitted (Section 6.4) (Section 6.4 Special Assessments)

Collections & liens

Assessment Lien and Foreclosure (Section 6.10) (Section 6.10 Assessment Lien and Foreclo)

Reserves & fees

Late Charge (Section 6.8) (Section 6.8 Late Charge)

Pets

Only domestic household pets (non-traditional pets prohibited: pot-bellied pigs, miniature horses, chickens, lizards, ferrets, monkeys, exotic animals) (Section 2.11)

Leasing & rentals

Yes, for residential purposes; all leases must be in writing (Section 2.5)

Parking & vehicles

Limited to guests and visitors; must not obstruct traffic, nuisance, or block emergency access (Section 2.25)

Architectural approval

Yes, Architectural Control Committee (ACC) approval required for all Improvements, unless prosecuted by Declarant (Section 3.1; Article 7)

Home business

Permitted with conditions: complies with Applicable Law; no employees other than residents; not visible/detectable; no door-to-door solicitation; no excess traffic; consistent with residential character; no machinery beyond customary househ (Section 2.4)

Signs & flags

Permitted flags: US flag, Texas flag, flag of any US armed forces branch, one flag of college/university official insignia. Permitted flagpole: no more than 5' affixed to front or rear of residence. Freestanding flagpoles: require ACC appro (Sections 2.19-2.20)

Setbacks / home size

Must comply with minimum building setback lines on Plat or Applicable Law; ACC may impose additional setbacks (Section 3.7)

Maintenance

Owner responsible for maintenance of Lot and improvements (Section 2.14); Association responsible for Common Area (Article 4.13). Street landscape area initially Owner's responsibility unless assumed by Association/City (Section 2.15). (Sections 2.14, 2.15, 4.13)

Insurance

Association may obtain insurance (Article 5). No specific coverage details in extracted text. (Article 5 (table of contents); Section 4)

Use restrictions

Lots shall be used solely for private single family residential purposes (Section 2.4)

Voting & meetings

Described in Section 4.4 (Article 4.4 Voting Rights (table of cont)

Amendments

Section 9.2 Amendment. Not extracted in detail but referenced in table of contents. (Section 9.2)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.