Saddle Club Mckinney Ranch

What Saddle Club Mckinney Ranch's governing documents say

Saddle Club at McKinney Ranch is a standard single-family HOA community in Allen, TX, but includes detached houses, duplexes, and townhomes with attached walls. This Declaration of Covenants, Conditions & Restrictions (CC&Rs) binds all lot owners and residents, and the Property is also subject to a Master Association with additional dues. The document governs lot use, maintenance, architectural control, and association operations.

• What you own & maintain: Owners hold fee simple title to their lot and home. Houses are detached; duplex and townhome owners own all components on their lot, but some exterior parts (e.g., roofs, foundations in duplexes) are shared and must be maintained cooperatively. The Association maintains common areas and certain 'Areas of Common Responsibility' (ACRs) for townhomes.
• Tiered associations & dues: Each lot owner is a member of two associations: the Saddle Club Owners Association and a Master Association for the larger McKinney Ranch development. Owners must pay assessments to both, as set by each association's budget.
• Architectural review: All exterior changes, including paint, fences, landscaping, and window treatments, require prior approval from the Architectural Reviewer (Declarant during development, then an Architectural Control Committee). The goal is to preserve uniform appearance, especially for duplex and townhome buildings.
• Party walls & shared components: Townhomes and duplexes share party walls, driveways, and structural elements (e.g., foundations, roofs for duplexes). Owners have reciprocal easements for maintenance and must share costs for repairs to shared components. No owner may alter a party wall without neighbor consent.
• Leasing & rentals: Leasing is allowed but subject to restrictions – the document mentions 'Leasing of Homes' in its table of contents, but no minimum lease term or other numeric details are visible in the excerpt. (Check the full CC&Rs for exact rules.)
• Use restrictions: Residential use only. No commercial activity, no 'garage sales' except as allowed, and no nuisance noises/odors. Yards must be maintained (e.g., grass under 6 inches high). Window treatments visible from outside must be uniform per building.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.