Woodhaven Heights Homeowners

What Woodhaven Heights Homeowners's governing documents say

Woodhaven Heights is a condominium community in Richland Hills, TX. The provided documents are a 1981 Condominium Declaration (Phase II) and a 1990 Amendment that replaces Article X (Insurance) in the association's governing documents. The amendment details insurance requirements for the association and unit owners, including minimum coverage amounts and procedures for loss. This excerpt does not include complete HOA rules on other topics like leasing, pets, or assessments.

• Insurance – Association responsibilities: The association must maintain property insurance on common elements and units (excluding owner-added improvements) covering all risks, with a total amount after deductible not less than 90% of actual cash value. It must also carry comprehensive general liability insurance. If the association fails to maintain this insurance, it must notify unit owners.
• Insurance – Unit owner responsibilities: If the association does not maintain the required property insurance, each unit owner must obtain their own policy covering their unit with at least 90% actual cash value, listing the association as an additional insured. The association may insure on behalf of a non-complying owner and assess the premium as a charge against the unit.
• Insurance – Deductibles and coverage minimums: Property insurance (whether by association or owner) must cover risks of direct physical loss, with a minimum of 90% of actual cash value after deductible. The policy must waive subrogation against unit owners and household members.
• Insurance – Loss adjustment and proceeds: Losses are adjusted with the association; proceeds are held in trust for repair and restoration of common elements and units. Surplus proceeds may be distributed to unit owners. If the association terminates or owners vote not to rebuild, proceeds are distributed according to the declaration.
• What this document doesn't cover: This excerpt contains only the insurance article (Article X) and the condominium declaration's introductory portion. It does not include other typical HOA rules such as leasing restrictions, pet limits, architectural controls, assessments, or use restrictions. Those may be found in the original declaration, bylaws, or other amendments.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.