Desert Crossing
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Desert Crossing's governing documents say
Desert Crossing is a single-family home community in Gilbert, AZ, governed by a homeowners' association (HOA). These CC&Rs apply to all lot owners, residents, and their guests, and set rules for property use, assessments, and maintenance.
- Permitted uses & occupancy: Lots may be used only for single-family residential purposes. No businesses, trades, or nonresidential uses are allowed. Temporary occupancy in unfinished buildings, trailers, tents, etc. is prohibited.
- Assessments & fees: Annual assessments are set by the board, initially a maximum of $384 per lot, and may increase per Arizona law. Special assessments for capital improvements require a 2/3 vote of members. A working capital fund equal to 1/6 of the current annual assessment is due from each new owner (except declarant and builders). A transfer fee is also payable to the association upon resale, in an amount set by the board.
- Leasing & rentals: Leasing a lot to a single family is allowed, but the owner must notify the association of the lease term and tenant's name. No minimum lease term is specified in this declaration.
- Pets & animals: Only a reasonable number of generally recognized house or yard pets are allowed, kept as domestic pets only. No commercial breeding or nuisance animals. Structures for animals must not be visible from neighboring property.
- Vehicles & parking: Major vehicle repairs or reconstruction on lots or streets are prohibited. Inoperable vehicles or those with flat tires must not be stored where visible from neighboring property, common areas, or streets. Emergency repairs and not-visible repairs are exempt.
- Exterior maintenance & changes: Owners must maintain their lot and improvements, including keeping buildings in good repair and painted. Exterior paint and trim color changes require board approval. The association may perform maintenance on lots if the owner fails to act, and charge the owner.
- Signs & temporary structures: No signs of any kind, including commercial advertising, may be erected without board approval. 'For Sale' or 'For Lease' signs are also subject to board approval, except for signs maintained by the declarant during the sales period.
Key facts from Desert Crossing's documents
- Community type
- Homeowners Association (Section 1.2, Association Defined)
- Legal name
- Desert Crossing Homeowners Association
- Developer / declarant
- Sunstone Homes LLC, an Arizona Limited Liability Corporation (Declaration first paragraph)
- Governing law
- Arizona Revised Statutes Section 33-1803 (pertaining to planned communities) and Section 33-801 et seq. (trusts) (Section 5.3(a) and Section 1.13)
- Assessments & dues
- Maximum initial annual assessment per lot: $384.00 (Section 5.3(a))
- Special assessments
- Requires assent of at least two-thirds (2/3) of votes entitled to be cast by Members in person or by proxy at a meeting duly called; or two-thirds majority of each class while Class B exists (Section 5.4)
- Collections & liens
- Delinquent assessments become a continuing lien. Association must make written demand; if not paid within 10 days, may record Notice of Claim of Lien. Lien may be foreclosed like a realty mortgage. Association may bid at foreclosure sale. (Section 5.9)
- Reserves & fees
- Established by Board; payable by purchaser (other than Declarant or Builder) upon becoming Owner (Section 5.8)
- Pets
- Yes, reasonable number of generally recognized house or yard pets (Section 6.3)
- Leasing & rentals
- Yes, owner may lease to a single family from time to time (Section 6.2)
- Parking & vehicles
- No boat, trailer, or other motor vehicle shall be constructed/reconstructed on lot or street; storage/parking prohibited if visible from neighboring property, common areas, or streets (except emergency repairs or non-visible repairs) (Section 6.18)
- Architectural approval
- Board approval required for moving buildings/structures onto property, changes to exterior paint and trim, signs, and other improvements specified (Sections 6.2, 6.11, 6.20)
- Exterior colors
- Exterior paint and trim color cannot be changed without prior written Board approval (Section 6.20)
- Home business
- No gainful occupation, profession, trade or other nonresidential use shall be conducted on any Lot. (Section 6.2)
- Signs & flags
- No signs anywhere on Property except as required by legal proceedings or approved by Board; 'For Sale'/'For Lease' signs subject to Board approval (Section 6.11)
- Maintenance
- Association maintains Common Area (Article 9.1); may also maintain certain lots/areas (9.2); Owners maintain their lots and improvements not maintained by Association (9.3) (Article 9)
- Insurance
- Association shall maintain Common Area liability, officers/directors liability, committee liability, property, fidelity, and other coverage as Board deems necessary (Section 10.1)
- Use restrictions
- All Lots shall be used, improved, and devoted exclusively to Single Family Residential Use. (Section 6.2)
- Voting & meetings
- Two classes: Class A (owners of lots, one vote per lot) and Class B (Declarant, three votes per lot). Joint owners cast one ballot per lot; corporate owners designate a voter. Voting suspended for payment arrears >15 days or infractions up (Article 4; Sections 4.1, 4.2, 4.3, 4.4)
- Amendments
- First 20 years: 90% of lots must sign; thereafter: 75% of lots; any amendment must be recorded; Board also may amend to conform to FNMA/FHLMC/FHA/VA requirements without owner consent (Sections 11.4, 11.5)
Collections & enforcement records
Public records show 45 enforcement filings by this association between 2004 and 2022.
Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.
About this HOA
Desert Crossing is a homeowners association in Gilbert, AZ.
HOAproxy has 1 document on file for Desert Crossing: 1 CC&R. Last updated 2026-06-14.
Governing documents
- Declaration of Covenants (2002) (22 pages) — PDF