Saguaro Shadows
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Saguaro Shadows's governing documents say
Saguaro Shadows is a residential subdivision in Mesa, Arizona, where you own your individual dwelling unit and lot, while the association maintains shared common areas through per-lot assessments.
- What you own & maintain: You own your dwelling unit and lot, including all interior and exterior improvements; you are solely responsible for maintaining, repairing, and repainting your unit to a well-kept standard. The association maintains common areas including streets, sidewalks, landscaping, parking, and trash collection.
- Assessments & fees: The initial maximum annual assessment is $30 per lot, with permitted annual increases of the greater of 10% or the cost-of-living index; special assessments for capital improvements require approval by two-thirds of members. Delinquent assessments accrue 12% annual interest and become a lien on your lot.
- Leasing & rentals: You may lease or rent your unit to tenants or allow occupants to reside there; the document does not specify a minimum lease term. Tenants have the right to use common areas subject to association rules and covenants.
- Common area use: You and your tenants have the right to use common areas subject to association rules; the association may charge security deposits and cleanup fees for facilities, and may suspend use rights for up to 60 days for rule violations.
- Insurance & damage liability: The association maintains general liability ($1 million+), property, and workers' compensation insurance on common areas; you are responsible for insuring your own property. If your negligence damages common areas, you are liable for repair costs, which accrue 18% annual interest if unpaid after 10 days.
- Developer control during initial phase: Until December 31, 2003, the developer retains three votes per lot (compared to one vote per lot for other owners) and the exclusive right to appoint all board officers and directors without a membership vote. This developer control ends once class A votes equal or exceed class B votes, whichever comes first.
- Liens & enforcement: Unpaid assessments and associated costs (interest, attorney's fees, collection costs) create a lien on your lot that the association can foreclose through court action or legal remedies under Arizona law; the lien is subordinate only to property taxes and first mortgages.
Key facts from Saguaro Shadows's documents
- Community type
- single-family residential subdivision (Section 1.14 (Owner definition), Section)
- Units / lots
- 87 (Lots 1-87) plus Tracts A and B (WHEREAS paragraph: Lots 1 through 87 and)
- Developer / declarant
- Key Construction, Inc., doing business as Trend Homes (First paragraph of the Declaration)
- Assessments & dues
- Initial maximum $30.00 per Lot (until first conveyance then Board sets amount up to maximum) (Section 6.3.A)
- Special assessments
- May be levied for capital improvements only with assent of 2/3 of votes of members voting or proxy at a meeting (Section 6.4)
- Collections & liens
- Unpaid assessments become a continuing lien on the Lot; may be foreclosed by court action or as realty mortgage; lien subordinate to first mortgage and tax liens (Section 6.1, Section 6.9.B, Section 6.11)
- Reserves & fees
- Association may establish cash reserves for maintenance, repair and replacement of common elements (discretionary) (Section 2.4.J, Section 6.2)
- Pets
- Yes, reasonable number of generally recognized house or yard pets; not for commercial purpose; no nuisance (Section 9.2)
- Leasing & rentals
- Yes, each Owner has right to lease or rent Dwelling Unit (Section 9.20)
- Parking & vehicles
- Motor vehicles must be stored in garage or carport; may park on paved driveway when insufficient room in garage (Section 9.6.A)
- Fences
- Walls/fences subject to ACC approval; owner maintains interior and exterior sides; common walls shared equally; no impairment of structural integrity without Board consent (Section 3.1.B, Section 7.6)
- Architectural approval
- Yes, Architectural Control Committee approval required for any structure, improvement, exterior change, grade change, or landscaping (except enclosed rear yards) (Section 8.2)
- Solar & roof
- No solar devices of any type placed/erected/installed without approval of Board or ACC (Section 9.21)
- Signs & flags
- No billboards or advertising signs; one sign not exceeding 5 sq ft in front yard permitted during sale of a dwelling unit; Declarant exempt (Section 9.17)
- Maintenance
- Owner responsible (part of Dwelling Unit maintenance per Section 3.1.A) (Section 3.1.A)
- Insurance
- Commercial general liability ($1M combined single limit), property insurance on common area, workers comp, fidelity bond (≥1.5 times estimated annual operating expenses and reserves) (Section 4.1)
- Use restrictions
- Dwelling Units and Lots may be used solely for private single family residential use of owner, family, tenants, and social guests (Section 9.1)
- Voting & meetings
- Class A: one vote per Lot (owned by non-Declarant owners); Class B: Declarant gets three votes per Lot owned until conversion (Section 2.2)
- Amendments
- For termination or amendment after initial 20-year term: requires written consent of 75% of lot owners; for assessment increases beyond permitted limit: requires 2/3 vote of each class; for sale of Common Area: requires 2/3 of each class (Section 10.1, Section 6.3.C, Section 5.5)
Collections & enforcement records
Public records show 24 enforcement filings by this association between 2000 and 2020.
*Distinct properties liened, not filings — one home may be liened repeatedly over the years, so this counts the homes affected.
Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.
About this HOA
Saguaro Shadows is a homeowners association in Mesa, AZ.
HOAproxy has 4 documents on file for Saguaro Shadows: 3 amendments and 1 CC&R. Last updated 2026-07-18.