Del Norte Gardens

What Del Norte Gardens's governing documents say

Del Norte Gardens is a townhome/attached community (called Garden Homes) in Phoenix, AZ, governed by a homeowners association. Each owner owns their lot and unit, shares party walls with neighbors, and has a 1/92 interest in common areas. The HOA manages common elements and enforces restrictive covenants binding all owners, residents, and tenants.

• What you own & maintain: You own your lot and the Garden Home on it. The association maintains common areas (landscaping, streets, recreational facilities) and up to the exterior building lines, but you are responsible for the exterior of your home, including roofs, and all interior maintenance, fixtures, and termite control.
• Assessments & fees: Each lot pays an equal 1/92 share of annual and special assessments to cover water, common area maintenance, insurance, and reserves. Assessments are uniform per lot, become a lien if unpaid, and bear 6% annual interest after 30 days delinquency.
• Use restrictions: Residential use only. Reasonable number of household pets allowed (no commercial breeding). No business activities, no temporary structures, and no advertising signs except one 'for sale/rent' sign up to 5 square feet. Clotheslines and garbage must be screened in rear yards.
• Architectural review: Any exterior addition, modification, or alteration (including fences, hedges, walls) requires prior written approval from an architectural committee. Plans are deemed approved if not disapproved within 30 days, unless they violate the declaration or guidelines.
• Party walls: Shared walls between units are party walls. If one owner damages a party wall, they must repair at their own cost. If damage occurs from other causes, both owners share cost equally. Disputes go to arbitration under HOA or American Arbitration Association rules.
• Insurance: The association carries property insurance on common elements and liability insurance (minimum $500K bodily injury, $100K property damage). Each owner must carry their own fire and extended coverage on their unit (90% of replacement value) and provide proof upon request.
• Enforcement & penalties: Violations are deemed nuisances. The HOA may suspend voting rights, limit common area use, impose liens, and foreclose for unpaid assessments. Owners also may be charged attorney fees for enforcement actions.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.