Humber Financial Center
A commercial owners' association (office, retail, industrial, or business-park units) — not a residential community.
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What Humber Financial Center's governing documents say
Humber Financial Center is a commercial office complex in Phoenix, AZ, governed by a Declaration of Covenants, Conditions, and Restrictions (CC&Rs) that apply to three parcels: two office building pads and a master parcel. The association maintains the common area (parking, landscaping, restrooms) and enforces use restrictions designed to keep the complex as a unified, first-class office environment.
- Permitted use: The only permitted use of buildings is commercial office use. Prohibited uses include restaurants, bars, amusement facilities, industrial uses, car/repair shops, gyms, massage parlors, and any use causing nuisances like loud noises or odors.
- Architectural control: Any alteration that changes the exterior appearance of a building requires prior written approval from the Board, following Architectural Guidelines. Signs also require Board approval.
- Assessments & liens: Annual and special assessments are levied equally among the three parcels (one-third each). The Board sets the annual assessment amount in its discretion. Unpaid assessments become a lien on the parcel and a personal obligation of the owner, with interest and collection costs.
- Maintenance responsibilities: The Association maintains the common area (parking, landscaping, restrooms). Routine exterior wall maintenance (painting, minor repairs) for all buildings is done by the Association, with costs shared equally among parcels. Owners are responsible for their buildings' interior and must keep them in good repair.
- Insurance: The Association carries general liability insurance of at least $1,000,000 on the common area and directors/officers liability insurance (cost shared equally). Each owner must insure their building for 100% of replacement cost against fire and extended coverage.
- Enforcement: The Association and members have the right to enforce the declaration. The Board may suspend voting rights of delinquent members, and after 15 days' notice may take corrective action at the owner's cost, including foreclosure on assessment liens.
- What this document doesn't cover: This is a commercial property document; it does not address residential concerns such as residential leasing, pet restrictions, age restrictions, or residential amenities. It also does not cover day-to-day operational rules (which may be in separate Humber Financial Center Rules).
Key facts from Humber Financial Center's documents
- Community type
- Commercial office complex (Article IV, Section 1: "Humber Financial)
- Legal name
- Humber Financial Center Association (Article I, G: 'Declarant intends to name)
- Units / lots
- 3 (two Pads and one Master Parcel) (Recitals: "divide the Property into thre)
- Governing law
- Arizona Revised Statutes (reference to ARS 33-801 et seq.) (Article I, Definition of Owner: "Arizona)
- Assessments & dues
- Discretion of Board each year; amount not fixed (Article VII, Section 2: "The amount of t)
- Special assessments
- Allowed for capital improvements or extraordinary expenses; requires majority of votes cast at a meeting called for that purpose (Article VII, Section 3: "may levy a Spec)
- Collections & liens
- Assessment Lien attaches to the Parcel; Association may foreclose in accordance with Arizona law, and may also bring personal action against the Member. (Article VII, Section 1 (lien creation); )
- Reserves & fees
- Board may establish and preserve a reserve fund in an amount determined in its sole discretion for defraying maintenance costs of Common Area. (Article VII, Section 2: "including but n)
- Leasing & rentals
- Yes; Tenants are defined and have temporary non-exclusive easement. (Article I, Definition Aa: "'Tenant' shal)
- Parking & vehicles
- Parking of passenger vehicles permitted in designated portions of Common Area; no exclusive claim to any particular parking area. (Article III, Section 3(a) and (e): "The )
- Architectural approval
- Yes, for any alteration to exterior appearance of any building or improvement, including signs, requires Board written approval per Architectural Guidelines. (Article IV, Section 2: "no alterations, )
- Signs & flags
- No signs visible from Common Area or adjoining Building/Parcel without Board approval, in accordance with Architectural Guidelines. (Article IV, Section 7: "No signs visible)
- Use restrictions
- False (commercial office complex) (Article IV, Section 1: "the only permitt)
- Voting & meetings
- Two classes: Class A (one vote per Membership), Class B (Declarant holds three votes per Membership until no longer owns property or relinquishes) (Article VI, Section 2: "Class A... entit)
- Amendments
- By written agreement of owners of majority of outstanding votes; while Declarant owns interest, also requires Declarant's written approval (Article X, Section 2)
About this HOA
Humber Financial Center is a homeowners association in Phoenix, AZ.
HOAproxy has 1 document on file for Humber Financial Center: 1 CC&R. Last updated 2026-07-15.