Montebello Gardens
You own a unit plus a share of the common elements; the association maintains the building and grounds.
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What Montebello Gardens's governing documents say
Montebello Gardens is a 68-unit condominium community in Phoenix, AZ. You own your individual unit and an undivided 1/68 interest in the common elements. The association maintains the common elements and carries insurance, funded by regular and special assessments levied per unit.
- What you own & maintain: You own the interior surfaces, fixtures, and appliances within your unit. The association maintains structural components (walls, floors, ceilings, load-bearing elements) and all common elements.
- Assessments: Regular assessments are set annually based on a budget and are due monthly. Special assessments may be levied for unanticipated expenses. Unpaid assessments accrue interest at the highest legal rate and become a lien on the unit, enforceable by foreclosure.
- Alterations & improvements: Nonstructural interior changes (e.g., painting, flooring) are allowed without board approval. Structural changes require a licensed architect/engineer certification and board approval. Any alteration visible from outside the project requires board approval for aesthetic harmony.
- Party walls: Walls between units are party walls. If damaged by an owner, that owner must repair at their own cost. If damaged by other causes, the association repairs. Disputes are resolved by arbitration.
- Maintenance responsibilities: Owners maintain interior surfaces, windows, doors, HVAC (if not common), and appliances. The association maintains common elements, structural components, and utility services serving multiple units.
- Voting & membership: Each unit owner automatically becomes a member with one vote. Voting rights are suspended if assessments are unpaid for 15 days after notice. Declarant (developer) controls the association until 1984 or upon sale of all units, whichever occurs first.
Key facts from Montebello Gardens's documents
- Community type
- Condominium (Horizontal Property Regime) (Preamble, Section 1.14)
- Developer / declarant
- Security Savings and Loan Association, an Arizona corporation (Preamble)
- Governing law
- Arizona Revised Statutes, Sections 33-551 through 33-561 (Preamble, Section 1.1)
- Assessments & dues
- Not fixed; determined annually by Board based on budget. (Section 7.3.A)
- Special assessments
- Authorized for unanticipated expenditures; levied in same proportion as Regular Assessments. (Section 7.3.B)
- Collections & liens
- Each assessment constitutes a lien on the Unit; Association has power of sale and may foreclose like a mortgage; may also sue for money judgment. (Sections 7.4.D, 7.4.E)
- Reserves & fees
- Adequate reserve fund for periodic replacement of Common Elements, funded by Regular Assessments. (Sections 7.2.F, 7.3.A)
- Pets
- Yes, but only commonly accepted household pets: domestic dogs, cats, fish, and birds in cages. No raising or breeding. (Section 13.4)
- Architectural approval
- Board approval required for structural alterations and for any addition/alteration/improvement visible from outside or from surrounding neighborhood. (Sections 9.2.A, 9.2.B)
- Home business
- Prohibited; no business, professional, commercial, religious, institutional or other non-residential purposes. (Section 13.2)
- Maintenance
- Association maintains Common Elements and structural components of Apartments (outside walls, floor/ceiling slabs, load-bearing columns, etc.). Owners maintain interior surfaces, windows, doors, appliances, fixtures, and equipment not part (Section 10.1.A)
- Insurance
- Maximum $250 for fire and extended coverage unless higher required by law. (Section 12.1.B(16))
- Use restrictions
- Each Unit limited to single family residential use. (Section 13.1)
- Voting & meetings
- Each Member has one vote per Unit; if multiple owners collectively one vote. Members not entitled to vote until control passes from Declarant. (Sections 5.1, 5.3)
Collections & enforcement records
Public records show 69 enforcement filings by this association between 1985 and 2026.
Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.
About this HOA
Montebello Gardens is a homeowners association in Phoenix, AZ.
HOAproxy has 1 document on file for Montebello Gardens: 1 recorded document. Last updated 2026-07-24.