Nepenthe
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Nepenthe's governing documents say
This is a Second Amendment (dated July 2000) to the Nepenthe Homeowners Association's governing declaration in Phoenix, AZ — a partial document focused exclusively on insurance requirements and the Board's authority to purchase coverage. It is not a complete rulebook; many governing rules are in the original 1995 Declaration and other amendments not shown here.
- What this document covers: This amendment addresses only insurance policies and owners' insurance responsibilities. To understand the full rulebook for Nepenthe — pet policies, leasing rules, architectural review, maintenance duties, assessments, and other governance — you would need to review the original 1995 Declaration and other amendments.
- Association insurance coverage: The association maintains a multi-peril policy covering the entire property, all buildings, improvements, and permanent fixtures at a minimum of 100% of current replacement value (with reasonable deductibles). Coverage includes fire, extended coverage, all-risk endorsement where available, vandalism, and malicious mischief; inflation guard endorsement included if available.
- What owners must insure themselves: Each owner is responsible for obtaining their own insurance on personal property, furnishings stored in their lot or elsewhere on the property, and personal liability — to the extent not covered by the association's policy. Owners should confirm with the association what is covered before assuming items are protected.
- Board authority over insurance: The Board has full power to select and maintain all insurance policies, set terms and conditions, and administer claims. The association must make coverage information available to owners so they can determine what items are insured and what gaps they need to cover themselves.
- Use of insurance proceeds: If the property requires repair, replacement, or reconstruction, the association makes insurance proceeds available for those purposes.
Key facts from Nepenthe's documents
- Community type
- Homeowners Association (Nepenthe Homeowners Association, Inc., a)
- Insurance
- Multi peril policy covering entire Property, all buildings, improvements, permanent fixtures; fire, extended coverage, all risk, vandalism, malicious mischief; 100% replacement value; inflation guard endorsement (Section 6.2.1 (as replaced by Second Ame)
- Voting & meetings
- Amendments require approval of Members holding 75% or more of total eligible votes (Recital B)
- Amendments
- Requires approval of 75% of eligible votes of Members (Recital B: Section 15.5 of the Declarati)
About this HOA
Nepenthe is a homeowners association in Phoenix, AZ.
HOAproxy has 1 document on file for Nepenthe: 1 CC&R. Last updated 2026-07-16.