Paradise Cove at the Islands

What Paradise Cove at the Islands's governing documents say

This document is the full declaration of covenants, conditions, restrictions and easements for Paradise Cove at the Islands, a 44-lot single-family home community in Gilbert, Arizona. It establishes a sub-association (Paradise Cove At The Islands Homeowners Association) under The Islands Community Association. All lot owners are automatically members and must comply with these rules, which cover assessments, architectural controls, vehicle restrictions, and maintenance obligations.

• What you own & maintain: You own your lot and detached dwelling unit. The association maintains the streets, entry gates, perimeter fences, landscape buffers, and other common areas. You must maintain your dwelling, ancillary units, and all other improvements on your lot in a clean, safe, and attractive condition.
• Assessments & fees: Annual assessments are set by the board and may increase up to 20% per year without owner vote. Special assessments require approval of two-thirds of voting members plus Declarant. Purchasers pay a working capital fee equal to three times the monthly assessment. Transfer and refinance fees are also imposed.
• Architectural review: No fence, wall, gate, or other improvement may be constructed on a lot without prior approval from the Architectural Committee. Fences must be of new block construction, at least 6 inches thick, and no more than 6 feet in height from the adjoining lot's highest elevation.
• Parking & vehicles: Commercial or recreational vehicles (e.g., boats, RVs, commercial trucks over 1 ton, campers, all-terrain vehicles) are restricted. Only family vehicles (cars, station wagons, non-commercial pickups under 1 ton, vans, SUVs, motorcycles) are allowed. Temporary parking for loading, guests, or special events is permitted on a non-recurring basis.
• Membership & voting: Each lot owner is a Class A member with one vote per lot. The Declarant is a Class B member with four votes per lot until Class A votes equal Class B votes or Declarant relinquishes. The board is initially appointed by Declarant and later elected by owners.
• Maintenance of lot improvements: You are responsible for all conduits, ducts, plumbing, wiring, and utility services on your lot. If your actions (or your pets') cause maintenance or repair needs to common areas, the association may add the cost to your assessment.
• Insurance: The association carries general liability insurance (minimum $2 million) and hazard insurance on common areas. You must carry your own all-risk casualty insurance on your dwelling unit and personal property. The association is not liable for inadequate coverage.
• What this document doesn't cover: The provided text is truncated and does not address leasing or rental restrictions, pet rules, age restrictions, or any specific amenities. Those topics may be covered in other sections of the full declaration or in the master association documents.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.