Mirada at Scottsdale Horizon
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Mirada at Scottsdale Horizon's governing documents say
Mirada at Scottsdale Horizon is a master-planned residential community in Scottsdale, Arizona, where you own an individual lot and the residential structure on it; the Association maintains common areas and amenities, funded by equal per-lot assessments. The original developer (Declarant) retains enhanced voting control (3 votes per lot versus 1 for regular owners) until the earlier of 7 years or when regular members achieve voting majority, at which point it converts to standard member control.
- What you own & maintain: You own your Lot and Residential Unit; you are fully responsible for their maintenance, repair, painting, and upkeep to community standards. The Association maintains the Common Area, landscaping, perimeter and boundary walls, and drainage easements.
- Membership & voting rights: Every Lot owner automatically becomes an Association member with one vote per lot owned. The Declarant (developer) holds three votes per lot until either 7 years pass from the Declaration's recording date, regular members achieve voting majority (triggering automatic conversion 90 days later), or the Declarant voluntarily converts. Voting rights suspend after 15 days of non-payment of assessments or for up to 60 days for rule violations.
- Assessments & fees: Annual Assessments are levied equally per Lot for Common Expenses and reserves. Delinquent assessments accrue interest at 12% per annum plus collection costs and attorney's fees. Special Assessments may be levied for capital improvements, casualty repairs, or if insurance proceeds are insufficient.
- Architectural review & design control: All modifications to your structures, landscaping, or exterior appearance require Architectural Committee approval before work begins. The Committee enforces design standards; you can appeal its decisions to the Board. Violations of appearance standards can trigger Association-ordered repairs at your expense.
- Use restrictions: Properties are restricted to residential and recreational use only. Specific prohibitions include temporary structures (without approval), outdoor burning, and certain HVAC/antenna/tower placements. Garages must be used for vehicle storage. Leasing your Lot to tenants is permitted.
- Insurance obligations: The Association carries master hazard insurance (100% replacement cost), liability insurance ($1 million minimum), flood insurance if applicable, and fidelity bonds. You must obtain and maintain your own hazard and liability insurance on your structures and personal property.
- Casualty losses & repairs: If your Residential Unit is damaged, the Association may require you to repair it within a minimum of 8 months at your expense (subject to any insurance you receive). Damage to Common Area is rebuilt only if 75% of owners approve; otherwise, the damaged area is maintained as open land.
Key facts from Mirada at Scottsdale Horizon's documents
- Community type
- planned community with homeowners association (Article 1.5: 'Association shall mean Mir)
- Legal name
- Mirada at Scottsdale Horizon Association (Section 1.5 (PAGE 8))
- Developer / declarant
- Scotia Joint Venture, an Arizona Joint Venture Partnership (Preamble: 'by SCOTIA JOINT VENTURE, an A)
- Governing law
- Arizona (Article 1.3: 'statutes and regulations f)
- Assessments & dues
- For first fiscal year: Maximum Annual Assessment of $300 per Lot (exclusive of Master Association assessments) (Section 7.7 (PAGE 27-28))
- Reserves & fees
- Surplus monies shall be placed in reserve accounts for contingencies, repairs, replacements, and deductible amounts under insurance policies (Section 7.11 (PAGE 29) and Section 7.5 ()
- Leasing & rentals
- Leasing provisions are addressed in Article 11 (Section 11.20 title listed but text not provided) (Table of Contents (PAGE 6))
- Signs & flags
- Restrictions on signs are addressed in Article 11 (Section 11.5 title listed but text not provided in excerpt) (Table of Contents (PAGE 5))
- Use restrictions
- Lots are intended for residential and recreational purposes (Article 11 title indicates 'Residential and Recreational Purpose') (Table of Contents (PAGE 5) Section 11.1 )
- Voting & meetings
- One vote per Lot (Class A); Declarant (Class B) has three votes per Lot. Joint owners designate one voter. Voting rights may be assigned to lessees or purchasers. (Article 3.1, 3.3.2, 3.4)
- Amendments
- Amendment requires affirmative vote or written consent of Members owning at least 75% of all Lots; material changes also require approval of Eligible Mortgage Holders representing at least 51% of Lots subject to First Mortgages (Section 9.2 (PAGE 31-32))
Collections & enforcement records
Public records show 17 enforcement filings by this association between 1998 and 2022.
Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.
About this HOA
Mirada at Scottsdale Horizon is a homeowners association in Scottsdale, AZ.
HOAproxy has 5 documents on file for Mirada at Scottsdale Horizon: 4 amendments and 1 CC&R. Last updated 2026-07-18.
Governing documents
- Document (3 pages) — PDF
- Document (3 pages) — PDF
- Document (1 page) — PDF
- Document (62 pages) — PDF
- Document (2 pages) — PDF