Cross River

Sun City West, AZ
TypeHOA
Proxy votingNot in documents

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What Cross River's governing documents say

Cross River is a single-family home community in Sun City West, AZ, governed by a Homeowners Association (HOA). The CC&Rs apply to all lot owners and occupants, establishing use restrictions, design review, and assessment obligations. This document is the primary rulebook for the community.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from Cross River's documents

Community type
Covenant / Planned Community
Developer / declarant
The Ryland Group, Inc., a Maryland corporation, Morrison Homes, Inc., a Delaware corporation, and Courtland Homes, Inc., an Arizona corporation (Preamble)
Governing law
Arizona law referenced: A.R.S. § 33-1803, § 33-1807, § 33-1808, § 33-741(2), § 10-3202, § 10-3851, § 10-3856, § 10-3833, Title 36 chapter 21.1 (Sections 5.16, 8.1, 8.2, 8.6, 4.4, 6.4, )
Assessments & dues
Initial Maximum Annual Assessment for fiscal year ending Dec 31, 2005: $42.00 per month per Lot. (Section 8.6)
Special assessments
Board may levy Special Assessment for capital improvements or extraordinary expenses, approved by at least 2/3 of votes of each class of Members. (Section 8.7)
Collections & liens
Lien in favor of Association secures all Assessments. Prior to taxes and first mortgages. Recording of Declaration perfects lien. Board may record notice of lien and foreclose per Arizona law. Foreclosure sale extinguishes prior Assessment (Section 8.2)
Reserves & fees
Initial late charge: greater of $15.00 per month or 10% of unpaid Assessment for payments more than 15 days late. (Section 8.1)
Pets
Yes, only generally recognized house pets, not for commercial purposes. Number set by Board in Association Rules. (Section 5.2)
Leasing & rentals
Yes, subject to terms. No Lot may be leased for less than 30 days. Owner responsible for tenant compliance. 'For lease' signs prohibited during first 24 months after initial conveyance. (Section 5.14)
Parking & vehicles
Private non-commercial passenger autos/pickups (≤1 ton, ≤84" height/width, ≤228" length) may park in garage or driveway. No other vehicles (mobile homes, motor homes, boats, RVs, trailers, commercial, over 1 ton, >84"x84"x228") except in en (Section 5.12)
Fences
No fence, wall, hedge, shrub obstructing sight lines between 2 and 6 feet above street on corner lots within 25-foot triangle. Trees must have foliage above sight line. (Section 5.13)
Architectural approval
Yes, prior approval by Design Review Committee required for any Improvement or landscaping that is Visible From Neighboring Property. Changes also require approval. (Sections 4.1, 5.7)
Solar & roof
Solar collecting panels and devices allowed subject to Committee approval, with the goal of minimizing visual impact (either not visible or properly screened). Subject to limitations imposed by law. (Section 5.9)
Home business
Permitted if (a) not apparent by sight/sound/smell from outside; (b) conforms to zoning; (c) no door-to-door solicitation; (d) no customer/client parking; (e) consistent with residential character, no nuisance/hazard. (Section 5.1)
Signs & flags
Permitted signs: (a) required by legal proceedings; (b) two address signs max 72 sq in each; (c) for sale/lease signs max 5 sq ft; (d) Declarant's construction/sales signs; (e) one political sign max 24x24 in (or per county ordinance) displ (Section 5.16)
Maintenance
Association responsible for Common Areas, certain landscaping between curb and sidewalk, median signs, cluster mailbox units, and other areas designated in Declaration. Owners maintain their Lots and landscaping. See Section 5.15 for owner (Definition of 'Areas of Association Resp)
Use restrictions
Dwelling Units shall be used exclusively for residential purposes. No gainful occupation, profession, business, trade except limited home businesses that are not detectable, conform to zoning, no customer parking, etc. (Section 5.1)
Voting & meetings
Class A Members (all Owners except Declarants and Designated Builders during Class B): 1 vote per Lot. Class B Members (each Declarant and Designated Builder): 3 votes per Lot owned. Fractional votes not allowed. (Section 7.2)
Amendments
Referenced in Article 12.2 but not detailed in excerpt. The Declaration may be amended as provided therein. (Article 12.2)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

Management & contact for Cross River

Management company
AAM, LLC (per 2012 recorded contact filing; may have changed) (source)

From public records (state HOA registry or the association's site); may be out of date — verify before relying on it.

Community amenities

1 playground · 2 parks · ≈ 705 homes

Observed from county parcel and OpenStreetMap data. · See them on the map

Collections & enforcement records

174homes with liens*
728liens filed
47money judgments
5collection lawsuits
2007–2026years active
$604median amount claimed (727 priced filings)
Liens filed per year
19241278 in 201020072010202020262007: 48 liens2008: 38 liens2009: 65 liens2010: 78 liens2011: 48 liens2012: 41 liens2013: 43 liens2014: 59 liens2015: 41 liens2016: 52 liens2017: 42 liens2018: 32 liens2019: 24 liens2020: 20 liens2021: 10 liens2022: 16 liens2023: 16 liens2024: 19 liens2025: 24 liens2026: 12 liens

Public records show 780 enforcement filings by this association between 2007 and 2026.

*Distinct properties liened, not filings — one home may be liened repeatedly over the years, so this counts the homes affected.

Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.

About this HOA

Cross River is a homeowners association in Sun City West, AZ.

HOAproxy has 1 document on file for Cross River: 1 CC&R. Last updated 2026-06-14.

Governing documents

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