White Oak Creek Homeowners Association, Inc.

What White Oak Creek Homeowners Association, Inc.'s governing documents say

White Oak Creek is a planned community in Apex, NC, governed by a homeowners association (HOA). These documents are the HOA's corporate charter and bylaws, which establish how the association is run, how the board is elected, and how rules are enforced. They apply to all homeowners in the community.

• HOA structure & governance: The association is a non-profit corporation managed by a board of directors. Initially one director, after the developer's control ends the board grows to at least three, with a requirement that at least one director be an owner from the Enclave neighborhood (if available). Directors serve staggered three-year terms.
• Meetings & voting: Annual member meetings are held, and special meetings can be called by the board or by 10% of owners. A quorum of 60% of votes is required. Members can vote by proxy, and proxies expire after 11 months.
• Assessments & liens: Each homeowner must pay annual and special assessments, which are secured by a lien on the property. The board sets the annual assessment amount and can suspend voting rights and common area use for unpaid assessments over 30 days.
• Rules enforcement & fines: The board can fine owners for rule violations: up to $50/day for a first violation, $100/day for a second, and $150/day for subsequent violations. Fines become a lien on the property. The board can also suspend voting rights and use of amenities, and may use self-help (e.g., towing vehicles) without a hearing.
• Board powers & duties: The board maintains common areas, carries liability insurance (at least $1,000,000) and hazard insurance, prepares budgets, and can adopt rules. It can also suspend services for delinquent owners.
• What this document doesn't cover: These are the HOA's articles and bylaws, not the full declaration of covenants. They don't include specific rules about property use, architectural guidelines, or amenities. Those are in the Declaration and other governing documents.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.