Pirates Cove Homeowners Association

What Pirates Cove Homeowners Association's governing documents say

This is a set of governing documents for Pirates' Cove Homeowners Association, a single-family and townhome community in Cary, NC. The documents include the Articles of Incorporation, Bylaws, and a 2009 amendment to the Declaration for Riverwalk Towns (which appears to be a separate or related community). The rules bind all lot owners in the association.

• What you own & maintain: Owners are responsible for maintaining their individual lots and dwelling units, including interior systems, windows, doors, decks, and fences. The association maintains common areas, front yards, building exteriors (siding, trim, gutters), and streetlights, with a detailed division of responsibilities.
• Architectural review: The Board can adopt rules for architectural control of buildings and landscaping, and may fine for violations. Unapproved changes that harm the community's design may be excluded from routine maintenance and disclosed to prospective buyers.
• Parking & vehicles: Each owner gets two parking spaces near their lot. Boats, trailers, campers, commercial vehicles, and RVs cannot be parked in common areas or streets; they must be in designated areas. Visitor parking is not for permanent use, and owners must ensure guests follow the rules.
• Pets & quiet enjoyment: Owners must clean up after pets immediately and keep them on a leash, preventing them from soiling in front of units. Continuous barking or other animal noises, loud music, and poorly maintained vehicles are considered disturbances.
• Insurance & assessments: Each owner must carry casualty insurance on their dwelling unit, and the association carries liability insurance for common areas. If an owner fails to insure, the association can buy coverage and assess the cost. Annual assessments fund insurance, maintenance, and common expenses.
• Occupancy & use restrictions: No more than six permanent residents per unit (excluding guests). Wood cannot be stacked against buildings to prevent termites, and trash must be managed to avoid insect infestations.
• What this document doesn't cover: These documents are partial: they include the Articles, Bylaws, and an amendment to a Declaration for Riverwalk Towns, but not the full original Declaration for Pirates' Cove. Specific rules on leasing, age restrictions, or exact fee amounts are not fully detailed here.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.